Job Description
Senior Personal Lines Underwriter
Job Summary
Seeking a highly skilled and experienced Senior Personal Lines Underwriter to join a team. This role involves underwriting homeowner property and umbrella lines, with a focus on multi-family properties such as condos, rentals, and combination dwellings. The ideal candidate will have a strong background in underwriting, excellent relationship-building skills with independent agents, and a collaborative, team-oriented mindset.
Compensation Package
- Salary: $75,000 - $80,000 per year
- Bonus: 4%-8% based on personal and company performance
- Benefits: 100% company-paid health insurance for the employee, free dental insurance
Responsibilities
- Review policies with significant losses prior to renewal.
- Assess risk changes to ensure eligibility and accurate rating for upcoming term renewals.
- Evaluate files processed through automated rules for accuracy.
- Collaborate with Business Development Specialists to drive profitable growth with existing and new agents.
- Partner with Loss Control Specialists on home inspections, loss mitigation requests, and Insurance-to-Value (ITV) matters.
- Work with the Underwriting Tech team to process policy transactions efficiently.
- Perform job duties independently and as part of a team.
- Provide support to team members as needed.
- Travel occasionally to meet with agents and maintain strong working relationships.
Qualifications/Requirements
- Minimum of 8 years of experience underwriting homeowner property and umbrella lines.
- Proven experience underwriting multi-family properties, including condos, rentals, and combination dwellings (up to 4 units).
- Expertise in underwriting homeowner property in PA and NJ.
- Strong relationships with independent agents are highly desirable.
- Experience with Guidewire software is a plus.
- Background in a regional insurance carrier is preferred over large carriers.
- Team-oriented with a positive attitude and strong interpersonal skills.
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