Job Description
Job Summary
The Claims Adjuster is responsible for handling automobile liability and property and casualty claims for governmental and commercial accounts. This role involves investigating, evaluating, and resolving claims in compliance with state regulations and fair claims practices. The position requires strong analytical, negotiation, and communication skills, with the ability to manage claims from initial report through final resolution.
Salary
- $65k-$75k/yearly (based on experience) + bonus opportunities
- Competitive benefits package, paid time off, professional development opportunities, etc.
Job Description
- Receive, investigate, and process automobile liability and property/casualty claims.
- Review policy provisions to determine coverage applicability.
- Gather and analyze supporting documentation, including police reports, medical records, witness statements, and property appraisals.
- Assign and oversee outside adjusters, appraisers, and legal professionals as needed.
- Select defense counsel and coordinate litigation strategies to protect insured interests.
- Negotiate settlements within granted authority and prepare recommendations for claims exceeding settlement limits.
- Authorize settlement payments and direct issuance of claim-related expenses and liability releases.
- Maintain timely communication with leadership regarding case status, strategies, and consumer complaints.
- Establish, monitor, and adjust loss reserves for pending claims.
- Stay current on industry developments, regulatory changes, and legal updates through continued education.
Requirements
- 5-10 years’ experience. Liability claims handling preference for Auto liability claims.
- Associate’s degree preferred
- Adjuster's License with the state of South Carolina
- Preference for experience with Government entities or municipalities (Police cars, Fire Trucks etc.)
Disclaimer: Please note that this job description may not cover all duties, responsibilities, or aspects of the role, and it is subject to modification at the employer's discretion.
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