Job Description
Job Summary
This position is a field-based role for a Commercial Field Underwriter responsible for meeting with agents and managing a portfolio of accounts. The Underwriter will write and review multiline commercial insurance policies, including Workers' Compensation, Liability, Commercial Auto, and Property, with a mix of new and renewal business. The role requires strong knowledge of underwriting practices and excellent relationship-building skills.
Responsibilities
- Underwrite multiline commercial insurance policies, including Workers' Compensation, Liability, Commercial Auto, and Property.
- Manage both new and renewal business, ensuring accurate and timely policy issuance.
- Build and maintain strong relationships with agents, offering technical expertise and support.
- Evaluate risk and pricing information, applying appropriate underwriting guidelines and rating elements.
- Analyze complex risks and write policies for clients with premiums up to $1 million.
- Stay current on state/NCCI workers' compensation guidelines, regulations, and competitive trends.
- Collaborate with internal teams to ensure policy accuracy and compliance.
- Provide recommendations to agents and internal teams based on underwriting analysis and risk assessment.
- Contribute to the development and improvement of underwriting processes and strategies.
Qualifications/Requirements
- At least five years of multiline underwriting experience preferred.
- Experience with complex underwriting, including policies up to $1 million in premium.
- Strong understanding of state/NCCI workers' compensation manuals, guidelines, and rating elements.
- Established relationships within the producer community.
- Professional certifications such as CPCU, ARM, CIC, or similar preferred.
- Proficient in Microsoft Office Suite; Excel experience required.
- Excellent verbal and written communication skills with strong influencing capabilities.
- Strong analytical, critical thinking, and problem-solving skills.
- Self-starter with a proactive approach to work.
- Bachelor's degree in business or a related field preferred.
Disclaimer: Please note that this job description may not cover all duties, responsibilities, or aspects of the role, and it is subject to modification at the employer's discretion.
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