Job Description

Senior Underwriter – Medical

The Senior Underwriter is responsible for performing accurate and timely financial analysis to support pricing and oversight of medical, stop-loss, and ancillary products for fully insured and self-funded health plans. This role also involves mentoring underwriting team members and ensuring smooth operational workflows and adherence to compliance standards.

Key Responsibilities

• Develops new business and renewal proposals, including stop-loss quotes and comprehensive plan renewals.

• Analyzes claims experience and utilization data to identify trends and support future pricing strategies.

• Oversees day-to-day activities and workflow of assigned analysts and underwriting support staff.

• Audits and reviews work for accuracy and adherence to internal standards.

• Provides quality assurance and resolves discrepancies or complaints as needed.

• Coordinates team scheduling, project assignments, and workload distribution.

• Implements and supports training, performance, and operational initiatives to maximize team productivity.

• Supports leadership with reports, insights, and analysis on special projects.

Requirements

• Strong expertise in medical and/or stop-loss underwriting.

• Excellent communication skills, both written and verbal.

• Advanced skills in Microsoft Excel.

• Highly analytical, detail-oriented, and organized.

• Strong time management and the ability to handle multiple priorities in a collaborative environment.

• Proven track record of meeting or exceeding performance standards.

Experience

• Minimum of 5 years of relevant underwriting experience or a combination of education and experience that provides equivalent knowledge.

Benefits Snapshot

• Competitive salary and performance-based incentives.

• 401(k) with employer matching.

• Comprehensive medical, dental, and vision coverage.

• Life, AD&D, accident, and critical illness insurance.

• Flexible Spending and Health Savings Accounts.

• Paid time off and holidays.

• Tuition reimbursement and support for professional development.

• Lifestyle spending account and employee wellness initiatives.

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