Production Underwriter

Job Summary

Seeking a highly motivated and experienced Production Underwriter to join a innovative and growing monoline Workers' Compensation Insurance team. This role is pivotal in driving business growth, fostering strong agency relationships, and evaluating risks within the Upstate New York and Western Pennsylvania territory. The ideal candidate will have a proven track record in underwriting and agency relationship management, with a focus on accounts ranging from $100,000 to $2M in premium volume. This is a remote position with travel required within the designated territory, and a company car will be provided.

Compensation Package

• Base Salary: $100,000 - $150,000 (commensurate with experience)
• Bonus Potential: Performance-based bonuses
• Additional Benefits: Competitive benefits package, 401(k), paid time off, professional development opportunities, etc.

Responsibilities

• Risk Management & Analysis: Conduct thorough risk assessments and risk analysis on new and renewal submissions to maintain loss ratio profitability.
• Agency & Broker Relationships: Develop, strengthen, and grow relationships with insurance agents and brokers aligned with target markets in the Upstate NY and Western PA territory.
• Business Growth & Retention: Drive new business growth while ensuring high levels of customer retention.
• Underwriting Review: Present detailed account reviews that align with growth and profitability objectives.
• Field Representation & Education: Represent the company in the field, educate agency partners, and ensure compliance with regulatory requirements.

Qualifications/Requirements

• Minimum of 5 years of experience in underwriting with a strong focus on workers' compensation and agency relationships.
• Ideal candidates will have 15+ years of experience in the insurance industry.
• Proven ability to build and maintain strong agency and broker relationships.
• Demonstrated expertise in risk assessment and underwriting processes.
• Strong communication, negotiation, and presentation skills.
• Self-motivated and capable of working independently in a remote environment.
• Willingness to travel within the Upstate NY and Western PA territory.

#LI-AS2

Middle Market/Core Contract Surety Underwriter (Executive or AVP Level)

Job Summary

Seeking a highly motivated and experienced Middle Market/Core Contract Surety Underwriter to join a team at the Executive or AVP level. In this role, you will be responsible for underwriting and managing a significant book of business, building and maintaining strong broker relationships, and contributing to the growth and profitability of the organization.

Compensation Package

• Annual Base Salary: $98,000 - $220,000 (commensurate with experience and location)
• Performance Bonus: Up to 10% - 20% of annual base salary, depending on candidate level
• Benefits: Competitive benefits package, 401(k), paid time off, professional development opportunities, etc.

Responsibilities

• Underwrite and manage new and renewal Surety business within the Middle Market/Core Contract segment.
• Oversee a large portfolio of prominent accounts, ensuring profitability and growth.
• Develop and execute external marketing strategies to expand business opportunities.
• Build and maintain strong relationships with brokers and agencies, particularly in the Northeast/New England region.
• Collaborate with internal teams to support cross-sell efforts and drive business development.
• Ensure compliance with underwriting guidelines, insurance laws, and company policies.
• Work within established limits and authorities on assignments of varying complexity.

Qualifications/Requirements

• Minimum of 4+ years of experience in Middle Market/Core Contract Surety Underwriting.
• Proven track record of established broker relationships (retail and select brokers) in the Northeast/New England area.
• Experience underwriting Middle Market accounts with a range of $50M-$75M.
• Strong sales execution mindset with a focus on achieving business goals.
• Professional designations such as CPCU and ARM are a plus.
• Candidates with experience at leading carriers are highly desirable.

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Business Development Underwriter - E&S

Job Summary

Seeking a highly motivated and experienced Business Development Underwriter - E&S to join a growing team. This role offers the opportunity to manage an existing book of business and broker relationships, with a focus on maintaining and expanding accounts. The position is fully remote but requires residency and regular travel within the assigned territory. If you have a proven track record in commercial P&C underwriting and a passion for building strong agency relationships, encourage you to apply.

Compensation Package

• Base Salary: $120,000 - $130,000 annually + bonus & profit sharing opportunities
• Comprehensive benefits package

Responsibilities

• Agency Engagement: Build and strengthen relationships with agencies through education, outreach, and strategic collaboration.
• Underwriting Excellence: Evaluate risks, set terms, and price policies within authority to meet profitability goals.
• Performance Goals: Achieve targets for new business, rate changes, and underwriting quality.
• Service Standards: Deliver timely and accurate quotes, endorsements, audits, and policy issuance.
• Risk Management: Review inspections, audits, and endorsements to ensure accurate coverage and premium adequacy.
• Mentorship: Provide guidance and support to junior underwriters to enhance team capabilities.
• Reinsurance Coordination: Assess facultative reinsurance needs and manage cession processes.

Qualifications/Requirements

• Minimum of 5 years of proven success in commercial P&C underwriting; expertise in E&S and surplus lines is strongly preferred.
• Demonstrated ability to work effectively with independent agents and manage agency relationships.
• Strong analytical, communication, and relationship-building skills.
• Proficiency in Windows-based tools (Word, Excel, Outlook) and experience with paperless environments and online underwriting platforms (e.g., SAGE, Silver Plume, Reference Connect).
• Willingness and ability to travel up to 50% within the assigned territory, including approximately 120 in-person agency visits annually (10 visits per month on average).

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Senior Underwriter – Stop Loss Insurance Programs

Job Summary

Seeking a highly skilled and experienced Senior Underwriter to join a team in a hybrid work environment. The ideal candidate will be responsible for underwriting, pricing, and managing stop loss insurance programs, with a primary focus on level-funded stop-loss arrangements and traditional specific and aggregate stop-loss policies. This role offers a unique opportunity to manage and grow an established stop loss MGU and its book of business, reporting directly to the Chief Actuarial Officer. The Senior Underwriter will play a critical role in ensuring disciplined risk management, accurate policy administration, and efficient claims and financial oversight.

Compensation Package

• Salary: $130,000 - $150,000 (commensurate with experience)
• Bonus Structure: Competitive and aligned with experience
• Work Environment: Hybrid (combination of remote and in-office work)

Responsibilities

Underwriting & Pricing

• Evaluate and price level-funded stop loss programs, including specific and aggregate coverage components.
• Underwrite traditional stop loss policies across a range of employer sizes.
• Analyze census data, plan designs, claims experience, large claimant disclosures, and risk factors.
• Develop and document underwriting rationale in alignment with carrier guidelines and MGU authority.
• Present recommendations to stakeholders when required by authority thresholds.
• Manage new business quotes, renewals, and mid-year plan changes.
• Monitor block performance and adjust pricing strategies as needed.

Portfolio & Risk Management

• Assess TPA administrative models to identify adverse selection risks and favorable opportunities.
• Track loss ratios and emerging claim trends within the MGU block.
• Conduct quarterly renewal projections and profitability analyses.
• Maintain underwriting discipline in alignment with reinsurance and carrier agreements.

Policy Administration

• Oversee policy issuance, amendments, and contract documentation.
• Ensure compliance with carrier agreements and regulatory requirements.
• Maintain accurate policy and risk records within underwriting systems.

Claims Oversight

• Review and process stop loss claims in accordance with policy provisions.
• Interpret contract language to determine claim eligibility.
• Collaborate with TPA on large claim reviews and reimbursement timing.
• Monitor large claimant activity and update underwriting forecasts accordingly.
• Ensure accurate and timely reimbursement processing.

Accounting & Financial Oversight

• Reconcile premium billing and remittance reporting.
• Coordinate premium accounting with TPA.
• Support financial reporting for MGU leadership and stakeholders.

Partner Relations

• Serve as a subject matter expert for internal and external stakeholders.
• Build and maintain strong relationships with TPA and reinsurance partners.
• Support business development initiatives as appropriate.

Qualifications/Requirements

• Experience: 7+ years of stop loss underwriting experience (level-funded experience required).
• Technical Expertise: Proficiency in underwriting both specific and aggregate stop loss coverage.
• Knowledge Base: Strong understanding of self-funded medical plan structures, TPA administration, and stop loss contract provisions (e.g., 12/12, 15/12, 24/12 contracts, aggregating factors, terminal liability).
• Analytical Skills: Strong financial acumen with the ability to interpret loss ratio trends.
• Technical Proficiency: Advanced skills in Excel and underwriting analytics tools.
• Communication: Excellent written and verbal communication skills.

#LI-JJ1

About the Company:
Our reputable and growing client, known for providing exceptional claims service and tailored solutions to its policyholders, is currently seeking an experienced Insurance Account Manager to join their team.

Compensation and Benefits

• $55,000 - $70,000/year
• Health, dental, and vision insurance
• Pension Plan and 401(k) with company match
• Paid time off and holidays
• Opportunities for career advancement and professional development

Qualifications:

• 3+ years of experience insurance agency experience
• Strong knowledge of insurance policies, liability concepts, and claim handling procedures.
• Excellent written and verbal communication skills.
• Insurance Adjuster license required (or willingness to obtain)

Key Responsibilities:

• Oversee the full lifecycle of insurance programs, including underwriting, renewals, quoting, and policy issuance.
• Gather, analyze, and present detailed risk information for prospective clients, develop tailored recommendations, and ensure all new business aligns with established agency guidelines and procedures.
• Handle requests for insurance documentation—such as auto ID cards, certificates of insurance, and state-specific forms—ensuring accurate same-day delivery.
• Manage policy cancellations in accordance with state-mandated requirements, including proper documentation of cancellation reasons and adherence to required notice periods.

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INDTJG-CTT

Wholesale Production Underwriter – Commercial Insurance

Job Summary

A Commercial Insurance Underwriting Division is seeking a Wholesale Production Underwriter to drive new business production and manage the underwriting lifecycle for commercial risks. This role is responsible for quoting, binding, and managing profitable business while developing and maintaining strong retail agency relationships throughout the region. The ideal candidate brings an existing agency following, strong technical underwriting expertise, and an entrepreneurial, start-up mindset.

Responsibilities

• Quote and bind new and renewal commercial risks in accordance with underwriting guidelines
• Develop and maintain strong relationships with retail agency partners
• Evaluate submissions to determine degree of risk based on financial standing, property condition, exposure, and other underwriting factors
• Analyze data to assess catastrophe exposure and potential loss scenarios
• Apply appropriate rating, endorsements, and coverage modifications to ensure profitable risk distribution
• Decline risks that fall outside underwriting appetite or profitability standards
• Review company records to determine insurance in force on single or related risks
• Verify accuracy and completeness of underwriting documentation
• Authorize reinsurance placements when risk exposure warrants
• Communicate underwriting decisions, rate quotes, and policy guidelines to agents and internal stakeholders
• Maintain accurate documentation and audit-ready underwriting files
• Ensure compliance with regulatory and internal underwriting standards
• Stay current on market conditions, underwriting trends, and regulatory changes

Qualifications/Requirements

• Demonstrated experience in commercial insurance underwriting
• Existing retail agency relationships and ability to generate new production
• Strong analytical and risk assessment skills
• Ability to evaluate financial information and determine appropriate underwriting actions
• Knowledge of underwriting guidelines, rating methodologies, and reinsurance principles
• Strong communication and relationship-building skills
• Ability to work independently in a production-focused environment
• Holds an active P&C (Property and Casualty) insurance license.

Compensation Package

• Salary range: $50,000 – $90,000
• Competitive incentive opportunities based on production and performance

Disclaimer: Please note that this job description may not cover all duties, responsibilities, or aspects of the role, and it is subject to modification at the employer's discretion.

#LI-RM10

Job Title: New Business Underwriter / Account Executive - MGA

Job Summary

Seeking a dynamic and results-driven New Business Underwriter / Account Executive to join a fast-paced and growing MGA team. This hybrid role is critical in driving new business growth by underwriting risks and fostering relationships with clients and brokers. The ideal candidate possesses expertise in both underwriting and account management, as well as strong customer service and problem-solving skills.

Responsibilities

• New Business Development: Proactively generate and manage new business opportunities by partnering with brokers, agents, and clients. Cultivate strong relationships to support long-term growth.
• Underwriting: Assess and evaluate risks to provide accurate and competitive underwriting decisions that align with company policies and objectives.
• Client Management: Serve as a key point of contact for assigned brokers and clients, nurturing relationships and ensuring their ongoing satisfaction.
• Market Research: Stay informed about market trends, competitor offerings, and regulatory changes to identify opportunities for growth.
• Cross-Functional Collaboration: Partner with internal teams (such as claims, operations, and marketing) to ensure seamless service delivery and client satisfaction.
• Report and Analysis: Prepare and present reports on new clients, policy performance, and market developments to senior management.
• Compliance: Ensure all underwriting practices comply with relevant regulatory standards and company guidelines.

Qualifications/Requirements

• Experience: Proven experience in underwriting and/or account management, preferably 3+ years in the insurance or MGA industry.
• Education: Bachelor's degree in business, finance, insurance, or a related field (or equivalent experience).
• Technical Skills: Strong understanding of underwriting processes, principles, and risk analysis. Proficiency in insurance software and systems.
• Communication Skills: Excellent verbal and written communication, along with strong interpersonal skills.
• Analytical Skills: High attention to detail with the ability to assess complex information to make sound, data-driven decisions.
• Problem Solving: Demonstrated ability to think critically and develop creative solutions in a fast-paced environment.
• Team Player: Ability to collaborate effectively with cross-functional teams.
• Certifications (Preferred): Relevant designations are a plus but not mandatory.

Disclaimer: Please note that this job description may not cover all duties, responsibilities, or aspects of the role, and it is subject to modification at the employer's discretion.

#LI-RM10

Garage Underwriter – Texas (In-Office)

Job Summary

Seeking a skilled and experienced Garage Underwriter to join a Commercial Lines team. This role involves evaluating, pricing, structuring, and placing garage-related risks while collaborating with carrier underwriters to negotiate competitive and compliant coverage solutions. As a Garage Underwriter, you will manage an existing portfolio of garage business while driving new production, ensuring revenue growth, profitability, and market development within this niche segment. This position offers significant autonomy, direct visibility to leadership, and the opportunity to make a measurable impact on the organization’s success.

Compensation Package

• Annual Salary: $53,000 – $63,000 (commensurate with experience and qualifications)
• Incentives: Performance-based incentives tied to production and portfolio growth
• Benefits: Eligible for company-sponsored benefits in accordance with company policy

Responsibilities

Production & Underwriting

• Evaluate, quote, and bind garage risks, including repair shops, dealerships, towing operations, body shops, and automotive service centers.
• Analyze exposures, financial indicators, operational controls, and loss history to determine eligibility, pricing, and coverage structure.
• Develop comprehensive coverage programs, including Garage Liability, Garagekeepers, Property, Inland Marine, and Umbrella policies.
• Serve as the primary production driver for the garage segment, maintaining a consistent monthly new business cadence.
• Balance competitiveness with underwriting discipline to ensure long-term portfolio profitability.
• Build and actively manage a specialized niche book of business within the Texas garage marketplace.

Carrier & Market Management

• Develop and maintain strong relationships with carrier underwriters.
• Negotiate pricing, coverage enhancements, deductibles, and policy terms to optimize placement outcomes.
• Identify optimal carrier markets and expand underwriting capacity.
• Stay informed on carrier appetite changes, underwriting guidelines, and emerging market opportunities.

Portfolio Management & Revenue Growth

• Manage renewal strategies to improve retention, pricing adequacy, and coverage alignment.
• Monitor book performance, including premium growth trends, retention metrics, and loss performance.
• Identify cross-sell opportunities to enhance account protection and revenue stability.
• Support the long-term profitability of the garage portfolio.

Operational Execution & Compliance

• Maintain accurate and timely documentation within agency management systems.
• Ensure compliance with underwriting guidelines, regulatory requirements, and internal procedures.
• Coordinate with service team members to ensure smooth onboarding and ongoing account servicing.
• Support reporting initiatives related to production, retention, and portfolio performance.

Qualifications/Requirements

Required:

• Active Texas Property & Casualty license or ability to obtain promptly.
• Minimum of 2 years’ experience in commercial lines insurance with a focus on garage, transportation, or automotive service risks.
• Experience working directly with carrier underwriters and navigating underwriting guidelines.
• Strong analytical, negotiation, and problem-solving skills.
• High School diploma or equivalent.

#LI-TM1

Underwriter - Contract Surety

Job Summary

Seeking a highly skilled and motivated Underwriter specializing in Contract Surety to join a team. This role offers the opportunity to manage a book of business within a designated territory, with profit and loss responsibility. The ideal candidate will have a strong background in underwriting, financial analysis, and account management, as well as the ability to develop and execute strategic marketing plans.

Compensation Package

• Salary Range: $88,000 - $126,000 annually (depending on experience)
• Employment Type: Permanent, full-time position

Responsibilities

• Manage and maintain profit and loss responsibility for a book of business within the assigned territory.
• Develop and execute a marketing plan to generate new business by targeting key brokers, arranging meetings, and attending industry functions.
• Conduct underwriting functions, including financial analysis, account analysis, industry analysis, and administrative tasks.
• Adhere to underwriting guidelines and authority limits.
• Serve as a resource on underwriting and territory-related issues for team members across the country.
• Lead special projects and perform additional duties as required.

Qualifications/Requirements

• Bachelor’s degree in insurance, finance, risk management, business, or a related field.
• A minimum of 4 years of experience in Contract Surety underwriting.
• Strong analytical skills with the ability to apply strategic perspectives to underwriting processes.
• Excellent verbal and written communication skills.
• Proven ability to work independently and meet objectives.
• Willingness to travel within the assigned territory to meet with agents, contractors, and attend industry events.

#LI-BR1