Production Binding Underwriter (Commercial & Personal Lines)

Job Summary

Seeking experienced and driven Production Binding Underwriters specializing in Commercial Lines and Personal Lines to join a dynamic team. This role offers a unique opportunity to inherit an established book of business with significant revenue potential and strong agent relationships. The ideal candidate will have a proven track record in underwriting, exceptional sales and marketing skills, and the ambition to grow and maintain a thriving book of business.

Compensation Package

• Base Salary: $95,000 - $125,000 (potential to exceed $135,000 for candidates with a significant book of business and strong relationships)
• Bonus Structure: Commission eligibility begins after generating 2x base salary in revenue and covering support staff costs
• Additional Benefits:
  • Employer-paid continuing education courses and designations
  • Comprehensive health, vision, and dental insurance
  • Paid vacation, sick time, and holidays
  • Access to wellness programs
  • Flexible and hybrid work options

Responsibilities

• Build, maintain, and grow a book of business through new business production and renewals
• Manage agency relationships and serve as the primary client contact
• Develop and execute marketing strategies to drive business growth
• Rate, quote, and bind risks to determine acceptability, coverage, and pricing for complex renewals and new business
• Submit underwriting referrals to company brokerage facilities and management
• Monitor key performance metrics and implement corrective actions to improve new business hit rates, renewal retention, premium growth, and loss ratios
• Lead, train, and mentor Assistant and Associate Underwriters

Qualifications/Requirements

• Bachelor’s degree or equivalent combination of education and experience
• Minimum of 3 years of commercial lines underwriting or brokerage experience (excess & surplus experience preferred)
• Demonstrated proficiency in sales and marketing with a proven ability to build and maintain client relationships
• Strong organizational skills and attention to detail
• Interest in continued education and professional development
• Insurance license, CPCU, CIC, or comparable designations preferred

#LI-JB1

Senior Inland Marine / Ocean Cargo Underwriter
Specialty: Livestock Transit & Transportation

Job Summary

Seeking a highly skilled and experienced Senior Underwriter to join a specialized marine insurance program focused on the transportation. This is a fully remote, desk underwriting role where you will evaluate submissions, assess risks, and make sound underwriting decisions. The ideal candidate will have a strong background in inland marine, ocean cargo, agricultural, or farm-related risks, with the ability to apply their expertise to transit exposures.

This position offers the opportunity to focus exclusively on underwriting, as business development and referral generation are managed by the program's leadership. If you are a technically proficient underwriter who thrives in a collaborative and independent environment, they encourage you to apply.

Compensation Package

• Base Salary: $150,000–$175,000, commensurate with experience.
• Work Arrangement: Fully remote, anywhere in the United States.
• Focus: Pure desk underwriting with no sales or business development responsibilities.

Responsibilities

• Evaluate and underwrite new business submissions involving livestock transportation.
• Assess inland marine, ocean cargo, agricultural, and livestock-related transportation exposures.
• Analyze risk characteristics, transportation methods, routes, transit conditions, and potential loss exposures.
• Determine appropriate coverage terms, conditions, limits, deductibles, and pricing based on underwriting guidelines.
• Review applications, supporting documentation, and loss histories to determine insurability.
• Identify potential risk concerns and recommend appropriate underwriting solutions.
• Manage a consistent flow of referrals and submissions provided by program leadership.
• Maintain accurate underwriting documentation and ensure compliance with established guidelines and procedures.
• Collaborate with program leadership to support profitable growth and the development of the livestock transportation portfolio.

Qualifications/Requirements

• 5–10+ years of commercial insurance underwriting experience.
• Demonstrated expertise in inland marine, ocean cargo, agricultural, farm, or related specialty underwriting.
• Strong technical underwriting and risk assessment capabilities.
• Proven ability to evaluate complex or specialized transportation exposures.
• Experience establishing coverage terms, evaluating pricing, and making independent underwriting decisions.
• Excellent analytical, organizational, and communication skills.
• Ability to work independently in a fully remote environment.

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Personal Lines Production Binding Underwriter

Job Summary

Seeking experienced and driven Personal Lines Production Binding Underwriters to join a growing team. This role is focused on new business production and offers the opportunity to build and grow a book of business from the ground up. Ideal candidates will have strong marketing capabilities, proven sales ability, and the ambition to succeed in a fast-paced, results-oriented environment.

Compensation Package

• Base Salary: $80,000 – $105,000 (up to $115,000+ for candidates with a significant book of business and strong relationships)
• Bonus Structure: Commission eligibility begins once revenue generation reaches 2x the base salary and covers support staff costs.
• Equity Participation: Opportunity for future equity participation in a privately held company.
• Benefits:
  • Flexible and hybrid work arrangements
  • Employer-paid continuing education and professional designation support
  • Clear opportunities for career growth and advancement

Responsibilities

• Develop and execute marketing strategies to drive new business and renewals, including in-person visits, telemarketing, and targeted campaigns.
• Evaluate, classify, and rate risks to determine acceptability, coverage terms, and pricing.
• Submit underwriting referrals to brokerage facilities and internal leadership as needed.
• Monitor key performance metrics (hit ratio, retention, premium growth, loss ratio) and implement corrective actions when necessary.
• Mentor and train Assistant Underwriters to support team development.

Qualifications/Requirements

• Education: Bachelor’s degree or equivalent professional experience.
• Experience: Minimum of 3 years of multi-line underwriting experience (E&S experience preferred).
• Skills:
  • Strong sales, marketing, and overall business acumen.
  • Demonstrated commitment to ongoing professional development.
• Licensure: Active insurance license required; CPCU, CIC, or similar designations preferred.
• Preferred Backgrounds:
  • Wholesale binding underwriters with an existing book of business and transferable retail relationships.
  • Associate, marketing, or inside underwriters ready to transition into a production role.
  • Former personal lines binding underwriters seeking to return to wholesale.
  • Top-performing retail production underwriters with proven sales ability.

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Director of Underwriting – Commercial & Personal Lines

Job Summary

Seeking an experienced Director of Underwriting to provide strategic and operational leadership across Commercial and Personal Lines underwriting operations for an established Property & Casualty insurance carrier.

This leadership role is responsible for developing and executing underwriting strategies, optimizing portfolio performance, ensuring profitable risk selection, enhancing operational efficiency, and fostering strong agency relationships. The position also plays a key role in underwriting technology initiatives, process improvements, and talent development.

The ideal candidate will bring extensive carrier-side Commercial Lines underwriting experience, proven leadership capabilities, and a demonstrated ability to develop effective underwriting strategies, guidelines, and high-performing teams. Experience in Personal Lines underwriting is a plus.

Responsibilities

• Develop and execute underwriting strategies to support profitable growth across Commercial and Personal Lines.

• Establish and maintain underwriting appetite, eligibility guidelines, referral authority, and risk selection standards.

• Monitor portfolio performance, market conditions, catastrophe exposure, agency performance, and underwriting trends.

• Collaborate with Product Management and Actuarial/Pricing teams to evaluate profitability, product performance, and competitive positioning.

• Develop and implement corrective action plans for underperforming products, territories, agencies, or business segments.

• Oversee underwriting operations, ensuring high standards of service, quality, productivity, and operational efficiency.

• Lead, mentor, and develop underwriting teams while supporting succession planning and professional growth.

• Utilize data and analytics to evaluate portfolio results, underwriting consistency, premium leakage, and operational performance.

• Establish underwriting KPIs and performance dashboards to communicate results, trends, risks, and strategic recommendations to senior leadership.

• Provide leadership for underwriting technology initiatives, workflow automation, system enhancements, and process improvements.

• Develop and maintain strong relationships with agency partners and other key stakeholders.

• Oversee underwriting-related vendor relationships, including loss control, inspections, premium audits, and related services.

• Ensure underwriting practices comply with applicable regulatory requirements, underwriting authority guidelines, and internal controls.

• Collaborate with Claims, Sales, Product, Actuarial, IT, Compliance, Accounting, and Customer Service teams to support organizational objectives.

• Participate in broader strategic initiatives to enhance underwriting performance and business growth.

Qualifications/Requirements

• Bachelor's degree required; MBA and/or CPCU designation preferred.

• Minimum of 10 years of carrier-side underwriting experience, primarily within Commercial Lines.

• Minimum of 5 years of progressive underwriting leadership and management experience.

• Experience across multiple Property & Casualty lines of business preferred.

• Personal Lines underwriting experience is a plus.

• Demonstrated success developing and implementing underwriting strategies, guidelines, programs, processes, and procedures.

• Strong knowledge of underwriting operations, quality assurance, agency performance management, loss control, premium audits, and vendor management.

• Proven ability to leverage data and analytics to evaluate underwriting results and implement corrective actions.

• Experience with underwriting technology, workflow optimization, automation, and system implementations.

• Comprehensive understanding of Property & Casualty insurance regulations and underwriting compliance requirements.

• Strong leadership skills with experience coaching, mentoring, and developing underwriting professionals.

• Excellent analytical, communication, problem-solving, and decision-making abilities.

• Ability to collaborate across departments and influence senior-level stakeholders.

• Experience presenting underwriting performance, business insights, and strategic recommendations to executive leadership.

• Ability to travel as needed.

Compensation Package

• Base Salary: $150,000 – $170,000 annually, commensurate with experience.

• Bonus Potential: Performance-based bonus opportunities.

• Employment Type: Full-time.

• Location: Florida.

Disclaimer: Please note that this job description may not cover all duties, responsibilities, or aspects of the role, and it is subject to modification at the employer's discretion.

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Commercial Lines Underwriter
Location: Wooster, OH | Hybrid, 3 days in office
Compensation: $70,000–$130,000, depending on experience

We are partnering with a well-established insurance carrier seeking an experienced Commercial Lines Underwriter to join their team in Wooster, OH. This opportunity is ideal for an underwriter who enjoys managing a book of business, developing strong agency relationships, and working with commercial accounts

Responsibilities:

• Underwrite commercial agribusiness and farm-related accounts
• Evaluate risks and determine appropriate pricing, terms, conditions, and coverage
• Manage an assigned book of business with a focus on profitable growth and retention
• Develop and maintain strong relationships with independent agency partners
• Conduct agency visits and support the development of new agency relationships
• Partner with Risk Control on account evaluations and site visits
• Monitor production, retention, profitability, and loss trends
• Identify opportunities to grow the commercial agribusiness book
• Balance technical underwriting with agency relationship management and business development

Requirements:

• Commercial Lines underwriting experience
• Strong technical underwriting and risk-selection skills
• Knowledge of commercial insurance coverages
• Experience working with independent insurance agencies
• Strong relationship-building and communication skills
• Ability to evaluate complex commercial risks
• Comfortable with agency and account/site visits

This is a great opportunity for an experienced Commercial Lines Underwriter looking for a role that offers a mix of technical underwriting, agency relationship management, and business development.

Underwriting Manager

Job Summary

Seeking a highly skilled and experienced Underwriting Manager to join a growing team. This role is pivotal in ensuring the success of the underwriting operations by assessing risk, maintaining profitability, and fostering strong relationships with stakeholders. The ideal candidate will bring a deep understanding of financial analysis, risk assessment, and team leadership to drive the continued growth of an organization.

Compensation Package

• Salary Range: $125,000 - $180,000 annually
• Employment Type: Permanent, Full-Time
• Start Date: Immediate

Responsibilities

• Analyze and interpret business reports, including credit checks, bank agreements, and financial statements, to support underwriting processes.
• Oversee risk selection, pricing, retention, growth, and profitability for the assigned branch office.
• Ensure compliance with company guidelines in assessing risk quality.
• Review underwriting decisions and provide recommendations for extending surety credit, including terms and conditions.
• Build and maintain strategic relationships with internal and external stakeholders.
• Deliver exceptional customer service and communicate effectively with all parties.
• Lead, coach, and develop a high-performing team to achieve organizational objectives.
• Make timely, informed decisions using independent judgment and initiative.
• Uphold integrity and honesty in all business dealings.
• Maintain accountability for achieving established goals and objectives.

Qualifications/Requirements

• Education: Bachelor’s Degree in Finance, Accounting, or a related discipline, or equivalent experience.
• Experience: Minimum of 5 years of relevant experience in underwriting or a related field.
• Progression toward professional certifications such as Associate in Surety and Fidelity Bonding (AFSB), Certified Public Accountant (CPA), or Registered Professional Liability Underwriter (RPLU) is preferred.
• Strong organizational skills to manage multiple responsibilities effectively.
• Proven ability to develop and maintain strategic relationships.
• Exceptional decision-making, analytical, and communication skills.

#LI-BR1

Contract Surety Underwriter - Texas

Our client is seeking a Surety Underwriter to evaluate and underwrite new and renewal surety business while building strong agency and client relationships. This role will analyze financial statements, work-in-progress schedules, bank agreements, and credit reports to assess risk and support profitable growth.

Key Responsibilities:

• Review financial information and assess risk quality.
• Underwrite new and renewal surety accounts.
• Develop and maintain agency, broker, and client relationships.
• Deliver exceptional customer service and timely underwriting decisions.
• Stay current on industry trends, regulatory changes, and market conditions.
• Support business objectives through sound underwriting judgment and initiative.

Qualifications:

• Bachelor's degree in Finance, Accounting, or a related field (or equivalent experience).
• 3+ years of surety underwriting, credit analysis, banking, or related financial experience.
• Strong financial analysis and risk assessment skills.
• Excellent communication, organization, and relationship management abilities.

Location: Texas (Hybrid)
Compensation: Base salary up to $160,000 + bonus potential.

Disclaimer: Please note that this job description may not cover all duties, responsibilities, or aspects of the role, and it is subject to modification at the employer's discretion.

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Contract Surety Underwriter

Job Summary

Seeking a detail-oriented and experienced Contract Surety Underwriter to join an established organization specializing in surety bonds. This position offers the opportunity to apply financial analysis, risk assessment, and relationship management skills to support underwriting operations and business growth.

The ideal candidate will possess strong analytical abilities, sound judgment, and a commitment to delivering exceptional customer service. This is an in-office position requiring occasional travel within an assigned territory.

Responsibilities

• Analyze underwriting documentation, including financial statements, job schedules, and bank agreements.

• Evaluate financial stability, creditworthiness, and overall risk exposure to make informed underwriting decisions.

• Assess risk quality in accordance with established underwriting guidelines and best practices.

• Develop and maintain strategic relationships with clients, brokers, and internal stakeholders.

• Communicate underwriting decisions and recommendations clearly and effectively.

• Manage multiple priorities while maintaining accuracy, organization, and attention to detail.

• Deliver exceptional customer service to clients and business partners.

• Make timely, well-informed underwriting decisions that align with business objectives.

• Maintain high standards of integrity, professionalism, and accountability.

• Stay informed about industry trends, regulatory developments, and market conditions.

• Exercise independent judgment and initiative to support underwriting objectives and business growth.

Qualifications/Requirements

• Bachelor's degree in Finance, Accounting, or a related field, or equivalent professional experience.

• Minimum of 3 years of relevant underwriting or related experience preferred.

• Strong analytical and financial evaluation skills, including the ability to interpret financial statements and assess risk.

• Excellent written and verbal communication skills.

• Demonstrated ability to develop and maintain professional relationships.

• Strong organizational skills with exceptional attention to detail.

• Ability to manage competing priorities and make sound decisions independently.

• Commitment to providing exceptional customer service.

• Willingness and ability to travel within an assigned territory as needed.

Compensation Package

• Salary: Competitive, market-aligned compensation based on experience and qualifications.

• Health Benefits: Comprehensive medical, dental, and vision insurance.

• Paid Time Off: Paid vacation, holidays, and additional leave benefits.

• Professional Development: Opportunities for continued learning and career advancement.

• Additional Benefits: Comprehensive benefits designed to support employee well-being and professional growth.

Disclaimer: Please note that this job description may not cover all duties, responsibilities, or aspects of the role, and it is subject to modification at the employer's discretion.

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Underwriter

Job Summary

Seeking a dedicated and detail-oriented Underwriter to join a team. In this role, you will independently qualify and price new and renewal business within a specific delegated underwriting authority and territory. You will also be responsible for servicing accounts in alignment with established service standards. This position requires a strong understanding of underwriting principles, excellent analytical skills, and the ability to build and maintain productive relationships with producers.

Compensation Package

• Competitive salary commensurate with experience.
• Comprehensive benefits package, including health, dental, and vision insurance.
• Paid time off and holidays.
• Professional development opportunities and support for industry certifications.

Responsibilities

• Independently qualify and price new and renewal submissions in accordance with program underwriting guidelines and pricing directives.
• Analyze and review underwriting information, including applications, loss runs, inspections, financial reports, and supplemental applications.
• Communicate underwriting decisions to producers and maintain strong producer relationships within the assigned territory.
• Prepare and communicate underwriting approaches for large renewals and new business.
• Ensure compliance with underwriting authority, program forms, endorsements, and rating methodologies.
• Maintain accurate and complete documentation in underwriting files and adhere to quality control and state filing requirements.
• Provide instructions to Underwriting Assistants and oversee their work to ensure compliance with company guidelines.
• Monitor risk control and claims activities, and take appropriate action on transactions exceeding delegated authority.
• Support sales staff by attending agent meetings, conventions, trade shows, and agent visits as needed.
• Evaluate and compare competitor forms and coverages to maintain a competitive edge.

Qualifications/Requirements

• Bachelor’s degree in insurance, business, or a related field preferred.
• Minimum of 2 years of experience as a Property & Casualty Underwriter, or 3 years of industry experience as an underwriting assistant, CSR, or agent/agency management.
• Current property-casualty license for the state of residence (or ability to obtain within three months).
• Proven performance in underwriting or agency management.
• Strong working knowledge of commercial insurance.
• Excellent analytical and organizational skills with the ability to prioritize tasks effectively.
• Effective negotiation and research skills with a keen attention to detail.
• Proficiency in IT tools and software applications.
• Commitment to attaining or working toward AU, CPCU, ARM designation, or comparable higher insurance education.

#LI-BR1

Desk Underwriter & Underwriting Assistant

Job Summary

Seeking highly motivated and skilled professionals to join an underwriting team. Two exciting opportunities available: an Experienced Desk Underwriter and an Underwriting Assistant. These roles are ideal for individuals with a strong background in transportation and excess underwriting, or those with a passion for supporting underwriting operations. Both positions offer competitive compensation packages and the chance to work closely with a dynamic and entrepreneurial team.

Compensation Package

Experienced Desk Underwriter

• Base Salary: Up to $210,000
• Bonus: ~10% of base salary
• Total Compensation: Base Salary + Bonus

Underwriting Assistant

• Base Salary: $60,000 - $100,000

Both roles include a comprehensive benefits package and the opportunity to work in a supportive, results-driven environment.

Responsibilities

Experienced Desk Underwriter

• Underwrite transportation and excess insurance risks with a focus on profitability and growth.
• Collaborate closely with the production team to ensure seamless operations.
• Maintain strong relationships with brokers and other stakeholders.
• Analyze and assess risk exposures, pricing, and coverage terms.
• Work independently with minimal supervision while meeting deadlines and performance goals.

Underwriting Assistant

• Provide administrative and operational support to the underwriting team.
• Assist in preparing and reviewing underwriting documentation.
• Communicate effectively with brokers and other team members.
• Ensure timely and accurate data entry and record-keeping.
• Support the team in achieving underwriting objectives.

Qualifications/Requirements

Experienced Desk Underwriter

• Minimum of 5 years of experience in transportation underwriting.
• Strong background in carriers, MGAs, and binding underwriting.
• Proven ability to work independently with an entrepreneurial mindset.
• Excellent analytical, decision-making, and communication skills.
• Remote work is available, but candidates based in Charlotte, NC are preferred.

Underwriting Assistant

• Some prior experience in underwriting or a related field.
• Familiarity with carriers, MGAs, and binding underwriting is a plus.
• Strong organizational and multitasking abilities.
• Proactive and self-motivated with a "get-it-done" attitude.
• Candidates based in Charlotte, NC are preferred.

#LI-CS2