Job Description

Personal Lines Production Binding Underwriter

Job Summary

Seeking experienced and driven Personal Lines Production Binding Underwriters to join a growing team. This role is focused on new business production and offers the opportunity to build and grow a book of business from the ground up. Ideal candidates will have strong marketing capabilities, proven sales ability, and the ambition to succeed in a fast-paced, results-oriented environment.

Compensation Package

• Base Salary: $80,000 – $105,000 (up to $115,000+ for candidates with a significant book of business and strong relationships)
• Bonus Structure: Commission eligibility begins once revenue generation reaches 2x the base salary and covers support staff costs.
• Equity Participation: Opportunity for future equity participation in a privately held company.
• Benefits:
  • Flexible and hybrid work arrangements
  • Employer-paid continuing education and professional designation support
  • Clear opportunities for career growth and advancement

Responsibilities

• Develop and execute marketing strategies to drive new business and renewals, including in-person visits, telemarketing, and targeted campaigns.
• Evaluate, classify, and rate risks to determine acceptability, coverage terms, and pricing.
• Submit underwriting referrals to brokerage facilities and internal leadership as needed.
• Monitor key performance metrics (hit ratio, retention, premium growth, loss ratio) and implement corrective actions when necessary.
• Mentor and train Assistant Underwriters to support team development.

Qualifications/Requirements

• Education: Bachelor’s degree or equivalent professional experience.
• Experience: Minimum of 3 years of multi-line underwriting experience (E&S experience preferred).
• Skills:
  • Strong sales, marketing, and overall business acumen.
  • Demonstrated commitment to ongoing professional development.
• Licensure: Active insurance license required; CPCU, CIC, or similar designations preferred.
• Preferred Backgrounds:
  • Wholesale binding underwriters with an existing book of business and transferable retail relationships.
  • Associate, marketing, or inside underwriters ready to transition into a production role.
  • Former personal lines binding underwriters seeking to return to wholesale.
  • Top-performing retail production underwriters with proven sales ability.

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