Job title: Personal Lines Rating Specialist
Job type: Permanent
Emp type: Full-time
Industry: Insurance
Functional Expertise: Account Manager
Location: Baltimore, MD
Job published: 03/20/2026
Job ID: 151875

Job Description

Personal Lines Rater

Job Summary

Seeking a detail-oriented and professional Personal Lines Rater to join a growing team. This is an exciting opportunity to work in a dynamic and professional environment with a company that values its employees and offers competitive compensation and benefits. The ideal candidate will have experience in marketing, rating, and negotiating personal lines insurance accounts. This is a fully onsite position where you will collaborate with a team of dedicated professionals.

Compensation Package

  • Salary Range: $55,000 - $60,000 annually (commensurate with experience)
  • Benefits Offered: Competitive benefits package, 401(k), paid time off, professional development opportunities, etc.
  • Work Environment: Fully onsite

Responsibilities

  • Quote new and renewal business for standard personal lines insurance accounts.
  • Perform rating, marketing, and negotiation tasks to ensure competitive and accurate pricing.
  • Collaborate with carriers such as Chubb, Travelers, Hanover, Cincinnati, Safeco, and Berkley One to secure optimal coverage for clients.
  • Utilize AMS360 software to manage accounts and streamline processes.
  • Maintain a high level of professionalism and accuracy in all interactions with clients and carriers.
  • Support the team in achieving departmental goals and contributing to the overall growth of the company.

Qualifications/Requirements

  • Minimum of 3 years of experience in personal lines insurance, with a focus on rating and marketing.
  • Property & Casualty (P&C) licensure or designation is required.
  • Proficiency in AMS360 software is preferred.
  • Strong negotiation and communication skills.
  • Ability to work effectively in a professional, onsite office environment.
  • Detail-oriented with excellent organizational and time-management skills.

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