Job Description

Commercial Lines Underwriter

Daily Responsibilities

• A desk Underwriting role, rather than production. Primarily a quoting and underwriting based role.
• Underwriting risks and suggesting rates and premiums based on coverage and specific underwriting guidelines.
• Performing demographic analysis for new and/or renewal business to properly distribute aggregates and spread of risk.
• Evaluating loss potential due to catastrophe, severity, or frequency of possible loss on individual accounts and the overall book.
• Ordering the necessary reports or documents that are critical to the underwriting process, such as credit, location, and/or inspection reports, as well as building cost estimates.
• Binding coverage and coordinating binders/evidence of such.
• Maintaining electronic files for submissions and written or lost business (including issuing cancellation on business already bound)