Job title: Personal Insurance Producer
Job type: Permanent
Emp type: Full-time
Industry: Insurance
Functional Expertise: Producer
Location: Louisville, KY
Job published: 10/29/2026
Job ID: 162514

Job Description

Personal Lines Insurance Producer (Remote/Hybrid) - 30% Fee

Job Summary

Seeking a motivated and experienced Personal Lines Insurance Producer to join a dynamic and growing independent insurance agency. This role is ideal for a results-driven professional with a "hunter" mentality and a proven track record in personal lines insurance sales. While the position offers remote work flexibility, the ideal candidate will actively engage in community networking and relationship-building and surrounding areas. If you are passionate about helping clients secure the right insurance coverage and thrive in a sales-driven environment, they want to hear from you.

Compensation Package

  • Base Salary: $32,000 - $50,000 (commensurate with experience and proven track record).
  • Commissions: Uncapped commission structure with significant earning potential.
  • Flexibility: Remote work arrangement with opportunities for hybrid work.
  • Fully commission-based compensation may also be considered for candidates seeking higher earning potential (to be discussed during interviews).

Responsibilities

Sales and Business Development:

  • Proactively prospect and generate new personal lines insurance leads through networking, referrals, and targeted outreach.
  • Build and maintain strong relationships within the Louisville community and surrounding areas.
  • Conduct comprehensive needs assessments to identify clients' insurance requirements.
  • Present and explain insurance proposals and coverage options, effectively closing sales.
  • Consistently achieve and exceed sales targets and production goals.

Client Relationship Management:

  • Deliver exceptional customer service and foster long-term client relationships.
  • Address client inquiries, resolve issues, and provide ongoing support.
  • Conduct policy reviews to ensure clients' coverage remains adequate.
  • Actively participate in community networking to enhance brand awareness and generate referrals.

Administrative Tasks:

  • Maintain accurate records of client interactions and sales activities using agency management systems.
  • Prepare and submit insurance applications and related documentation.
  • Collaborate with internal teams to ensure efficient policy processing.
  • Stay informed about industry trends and changes in insurance regulations.

Qualifications/Requirements

  • Licensing: Valid Kentucky insurance producer license (required).
  • Experience: Minimum of 3 years in an insurance agency setting, with a strong preference for candidates with independent agency experience. Captive agents with a proven ability to network and generate business will also be considered.
  • Sales Expertise: Demonstrated success in personal lines insurance sales with a strong "hunter" mentality.
  • Product Knowledge: In-depth understanding of personal lines insurance products and underwriting guidelines.
  • Skills: Excellent communication, negotiation, and presentation skills.
  • Independence: Ability to work remotely and independently while maintaining a strong local presence.
  • Networking: Proven ability to network effectively within the community.
  • Technical Proficiency: Familiarity with agency management systems and CRM software.
  • Location: Must live within a 30-40 minute commute of Louisville, KY, or be willing to network heavily within the Louisville area.

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