Job title: Underwriter- Workers Compensation (Excess)
Job type: Permanent
Emp type: Full-time
Industry: Insurance
Functional Expertise: Underwriter
Location: Chesterfield, MO
Job published: 04/06/2026
Job ID: 152698

Job Description

ISI Underwriter

Job Summary

Seeking a highly skilled and motivated ISI Underwriter to join a team. In this role, you will take the lead in shaping a high-performing book of business by driving profitable growth, fostering strong broker relationships, and showcasing the industry-leading value. This position requires a blend of analytical precision, strategic decision-making, and exceptional communication skills to ensure every account reflects strong underwriting discipline and delivers outstanding results.

Compensation Package

  • Competitive salary
  • Comprehensive benefits
  • Opportunities for professional growth and development
  • Hybrid work environment (4 days in-office, 1 day remote)

Responsibilities

Own Your Portfolio

  • Achieve or exceed new business premium and loss ratio goals.
  • Maintain high renewal account retention rates while meeting premium and loss ratio targets.
  • Collaborate with the Business Development team on new account opportunities.
  • Utilize excellent negotiation skills to meet account-level objectives.
  • Focus on healthcare, education, and public entity verticals across Central, MO, IL, IN, and CO.
  • Manage a renewal book of hundreds of accounts with annual payments and no endorsements.
  • Support new business growth with a focus on retaining policies.
  • Travel less than 10% of the time for key conferences or broker visits (approximately four times a year).

Be a Technical Authority

  • Apply expertise in primary and excess workers’ compensation, risk analysis, actuarial concepts, and policy structure.
  • Adhere to underwriting guidelines and authority levels with consistency and confidence.
  • Conduct thorough risk analysis, establish appropriate terms, and document decisions effectively.
  • Evaluate guaranteed cost exposures and submit strategic referrals when necessary.

Lead & Elevate the Team

  • Take ownership of key functional areas such as compliance, workflow and process optimization, and project participation.
  • Contribute to user testing and other team initiatives.

Build Strong Relationships

  • Provide exceptional service to brokers by being responsive, informed, and proactive.
  • Meet or exceed service standards for submission management, quote deadlines, and communication.
  • Strengthen broker partnerships to enhance new and renewal opportunities.

Champion Our Value Proposition

  • Identify and communicate services that drive value for clients.
  • Participate in client calls to articulate our differentiators and impact.

Qualifications/Requirements

Education & Experience

  • Bachelor’s degree or equivalent work experience, preferably in Insurance or Business.
  • Minimum of 5 years of experience in workers’ compensation insurance.
  • Experience in primary or excess underwriting.
  • Proficiency in Microsoft Excel, Word, PowerPoint, and operational systems.

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