Job Description

Wholesale Production Underwriter – Commercial Insurance

Job Summary

A Commercial Insurance Underwriting Division is seeking a Wholesale Production Underwriter to drive new business production and manage the underwriting lifecycle for commercial risks. This role is responsible for quoting, binding, and managing profitable business while developing and maintaining strong retail agency relationships throughout the region. The ideal candidate brings an existing agency following, strong technical underwriting expertise, and an entrepreneurial, start-up mindset.

Responsibilities

• Quote and bind new and renewal commercial risks in accordance with underwriting guidelines
• Develop and maintain strong relationships with retail agency partners
• Evaluate submissions to determine degree of risk based on financial standing, property condition, exposure, and other underwriting factors
• Analyze data to assess catastrophe exposure and potential loss scenarios
• Apply appropriate rating, endorsements, and coverage modifications to ensure profitable risk distribution
• Decline risks that fall outside underwriting appetite or profitability standards
• Review company records to determine insurance in force on single or related risks
• Verify accuracy and completeness of underwriting documentation
• Authorize reinsurance placements when risk exposure warrants
• Communicate underwriting decisions, rate quotes, and policy guidelines to agents and internal stakeholders
• Maintain accurate documentation and audit-ready underwriting files
• Ensure compliance with regulatory and internal underwriting standards
• Stay current on market conditions, underwriting trends, and regulatory changes

Qualifications/Requirements

• Demonstrated experience in commercial insurance underwriting
• Existing retail agency relationships and ability to generate new production
• Strong analytical and risk assessment skills
• Ability to evaluate financial information and determine appropriate underwriting actions
• Knowledge of underwriting guidelines, rating methodologies, and reinsurance principles
• Strong communication and relationship-building skills
• Ability to work independently in a production-focused environment
• Holds an active P&C (Property and Casualty) insurance license.

Compensation Package

• Salary range: $50,000 – $90,000
• Competitive incentive opportunities based on production and performance

Disclaimer: Please note that this job description may not cover all duties, responsibilities, or aspects of the role, and it is subject to modification at the employer's discretion.

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