Job Description

About the Role:

We are seeking an experienced Commercial Auto Underwriter to join a dynamic team in Atlanta, GA. This hybrid role offers the flexibility to work remotely while also collaborating in-office with a team dedicated to delivering best-in-class underwriting solutions. The ideal candidate will have a strong background in underwriting commercial auto risks, assessing profitability, and building relationships with agents and brokers.

COMPENSATION:

• $90,000 - $100,000/year
• Discretionary annual bonus based on personal and company performance
• Health, dental, and vision insurance.
• 401(k) with company match.
• Paid time off and holiday pay.
• A supportive and team-oriented work environment.

REQUIREMENTS:

1. 2+ years of commercial auto underwriting experience within an insurance carrier.
2. Strong knowledge of ISO rating principles, risk assessment, and underwriting best practices.
3. Familiarity with state-specific commercial auto regulations
4. Proven ability to analyze and interpret complex risk data to make sound underwriting decisions.
5. Excellent communication and negotiation skills to work effectively with brokers and insureds.
6. Proficiency in underwriting software and Microsoft Office Suite.
7. Bachelor’s degree in Business, Insurance, or a related field required; professional designations (e.g., CPCU, AU) are a plus.

RESPONSIBILITIES:

1. Evaluate, assess, and underwrite new and renewal commercial auto policies, ensuring adherence to company guidelines and risk appetite.
2. Analyze financial data, loss history, and risk exposures to determine appropriate pricing and coverage terms.
3. Develop and maintain relationships with agents, brokers, and internal teams to facilitate profitable growth.
4. Collaborate with claims and risk control teams to assess risk trends and implement underwriting strategies.
5. Stay updated on industry regulations, market conditions, and competitor trends to ensure competitive underwriting practices.
6. Utilize underwriting tools, rating models, and technology to streamline decision-making and improve efficiency.

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