Job Description

Sr. Commercial Property Field Adjuster

Job Summary

Seeking a highly skilled and experienced Sr. Commercial Property Field Adjuster to join a Claims Department.

Compensation Package

• Salary: $75,000 - $95,000 per year, based on experience.
• 4% 401(k)

Responsibilities

• Investigate and analyze commercial property claims, including coverage, damage, and reserve adequacy.
• Conduct on-site inspections of properties such as churches, colleges, schools, camps, and missions.
• Assess damages, estimate repair costs using Xactimate software, and determine appropriate policy coverage.
• Handle claims exceeding $500,000, ensuring prompt, fair, and equitable resolution.
• Communicate effectively with policyholders, agents, public adjusters, attorneys, contractors, and other stakeholders.
• Maintain accurate and thorough documentation of claims files.
• Identify opportunities for cost containment, loss mitigation, and subrogation recovery.
• Participate in mediations, legal proceedings, and training programs as needed.
• Provide guidance and support to other claims personnel and assist in training new team members.

Qualifications/Requirements

• Education:
  • Bachelor’s degree or CPCU designation required.
  • CPCU designation preferred.
• Experience:
  • Minimum of 5 years of experience in property claims with an insurance carrier or independent adjuster.
  • Experience handling claims over $500,000.
  • Commercial construction contracting or estimating experience is a plus.
  • Litigation experience is beneficial.
• Skills:
  • Proficiency in estimating software (Xactimate preferred).
  • Strong negotiation, organizational, and interpersonal skills.
  • Thorough understanding of construction, property coverage issues, and building trade practices.
  • Ability to make independent decisions and effectively communicate both orally and in writing.
• Physical Requirements:
  • Ability to carry and climb ladders, balance at heights, and inspect property damage.
  • Valid driver’s license with a clean driving record and ability to travel long distances.