Senior Employee Benefits Analyst

Job Summary

Seeking a highly skilled and experienced Senior Employee Benefits Analyst to join a professional and business-focused team. This role is pivotal in supporting a growing agency, which specializes in employee benefits for large clientele across the country. The ideal candidate will bring extensive expertise in unbundled self-insured plans, stop-loss insurance, and advanced Excel proficiency. This is a remote position, with occasional travel required for onsite client visits.

Compensation Package

• Salary Range: $120,000 - $150,000 annually
• Benefits: Competitive benefits package, 401(k), paid time off, professional development opportunities, etc.
• Work Environment: Fully remote (PST preferred) with company-provided equipment

Responsibilities

As a Senior Employee Benefits Analyst, your key responsibilities will include:

• Marketing stop-loss, administration, life, disability, and other employee benefit plans.
• Evaluating and negotiating offers with insurance carriers and vendors.
• Preparing pre-renewal, renewal, and post-renewal analyses, including benefit, contractual, and financial comparisons with executive summaries.
• Developing budget rates and contribution strategies.
• Preparing future cost projections and providing monthly experience reports.
• Utilizing actuarial tools to identify health plan cost drivers and model potential plan design changes.
• Managing compliance for clients and conducting audits and compliance reviews for prospects.
• Confirming final plan selections with insurance carriers.
• Supporting other analysts by peer-reviewing their work.
• Attending client or prospect meetings as needed.

Qualifications/Requirements

To be successful in this role, candidates must meet the following qualifications:

• Required Licenses/Designations: Life and Health Insurance License, CEBS certification preferred.
• Experience:
  • Minimum of 10 years of experience in employee benefits, with a focus on unbundled self-insured plans and stop-loss insurance.
  • Proven ability to work with large employee benefits accounts (averaging 4,000 employees) and self-funded plans.
• Technical Skills:
  • High proficiency in Microsoft Excel.
  • Familiarity with BenefitPoint software is a plus.
• Soft Skills:
  • Professional demeanor and strong communication skills.
  • Tactful and detail-oriented.
  • Ability to work collaboratively in a team environment.
• Other Requirements:
  • Willingness to travel for onsite client visits.
  • Ability to work effectively in a remote setting.

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Stop Loss Consultant

Job Summary

Seeking a highly skilled and experienced Stop Loss Consultant to join a team. This role is pivotal in supporting our self-funded accounts by leveraging expertise in stop loss underwriting and financial analytics. As a Stop Loss Consultant, you will play a key role in analyzing and managing stop loss policies while maintaining a client-facing presence.

Compensation Package

• Salary Range: $71,800 - $133,700 annually, plus bonus opportunities.
• Benefits: Comprehensive total rewards package, including health and welfare benefits, tuition assistance

Responsibilities

• Conduct underwriting and financial analytics for stop loss policies.
• Provide expert analysis and recommendations for self-funded accounts.
• Collaborate with internal teams and clients to ensure optimal stop loss solutions.
• Maintain a client-facing presence to address inquiries and provide insights.
• Support the growth and development of the stop loss department.

Qualifications/Requirements

• Minimum of 10+ years of experience in self-funded accounts and stop loss underwriting.
• Proficiency in Microsoft Office Suite.
• Strong analytical skills with the ability to interpret complex financial data.
• Excellent communication skills, both written and verbal.
• Ability to work independently in a remote environment.
• A polished and team-driven approach to work.

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Benefits Analyst

Job Summary

Seeking a detail-oriented and organized Benefits Analyst to join a dynamic team. This role is integral to operations, focusing on the preparation and management of Requests for Proposals (RFPs), data analysis, and presentation creation. The successful candidate will initially join the Benefits Analyst team for a period of 3-6 months, with the opportunity to transition to a growing team within the organization. This position offers a unique opportunity to work with a wide range of benefit carriers and contribute to a high-volume, fast-paced environment.

Compensation Package

• Competitive salary based on experience
• Comprehensive benefits package
• Opportunities for professional growth and development

Responsibilities

• Develop and manage RFPs, including creating and collecting data, formatting templates, and attaching relevant documents.
• Monitor and manage deadlines and expectations for RFP submissions.
• Compile and analyze proposal data to create standardized presentations using Excel.
• Collaborate with a team to handle high volumes of groups during open enrollment and regular periods.
• Work with a variety of benefit carriers, including 30-40 ancillary benefit companies, 20 medical carriers, and over 20 PEO carriers.
• Utilize advanced Excel functions such as VLOOKUPs and XLOOKUPs for data analysis.
• Participate in in-person training sessions and occasional city-based meetings.

Qualifications/Requirements

• Minimum of 2 years of relevant experience preferred; candidates with less experience but strong potential will also be considered.
• Proficiency in Microsoft Excel, including advanced functions like VLOOKUPs and XLOOKUPs.
• Strong organizational skills and attention to detail.
• Ability to manage multiple tasks and meet deadlines in a high-volume environment.
• Goal-oriented mindset with a passion for working with data and numbers.
• Excellent communication and interpersonal skills.
• Flexibility to attend in-person training sessions and occasional city-based meetings.

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