Job Description
Senior Manager, Underwriting
Location: Southern California
Work Arrangement: Hybrid, 3 days in office
Position Type: Permanent
Compensation: $150,000 to $220,000 base salary
Position Overview
An established commercial P&C insurance organization is seeking an experienced Senior Manager, Underwriting to lead a middle-market underwriting operation. This is a hands-on leadership role combining people management, underwriting oversight, agency development, production, and portfolio management.
The ideal candidate will have a strong middle-market Commercial Lines underwriting background, with significant experience underwriting Construction risks. The position will lead approximately 7 to 8 underwriting professionals while remaining involved with larger, more complex, and unusual accounts.
Key Responsibilities
- Lead, coach, and develop approximately 7 to 8 underwriting professionals
- Oversee underwriting quality, productivity, and adherence to underwriting guidelines
- Partner with regional leadership on business strategy and execution
- Contribute to and execute business plans focused on profitable premium growth
- Remain involved in underwriting large, complex, and unusual commercial risks
- Monitor portfolio performance, including loss ratios, sales goals, profitability, and growth
- Manage and develop independent agency relationships
- Drive production through agency engagement, territory development, and business planning
- Oversee agency appointments and evaluate agency performance
- Conduct underwriting file reviews and ensure compliance with company and regulatory standards
- Recruit, train, mentor, and evaluate underwriting staff
- Collaborate with Claims, Risk Control, and other internal partners
- Travel as needed for agency visits, meetings, and relationship development
Underwriting Focus
- Middle-market Commercial P&C
- Construction
- Larger and more complex commercial accounts
- Oil & Gas / Energy experience is highly desirable
- Strong emphasis on balancing growth and underwriting profitability
Candidate Requirements
- Minimum of 5 to 7+ years of Commercial Lines underwriting experience, with more experience likely preferred for this level of leadership
- Strong middle-market Construction underwriting experience required
- Construction experience should involve true middle-market risks rather than primarily small artisan contractors
- Previous leadership or management experience
- Experience directly overseeing and developing underwriting professionals strongly preferred
- Experience handling larger commercial accounts
- Strong agency management, production, and business-development experience
- Deep understanding of ISO forms, pricing, coverage analysis, and risk selection
- Demonstrated ability to manage both profitability and growth within a territory
- Strong analytical, communication, relationship-management, and leadership skills
- Carrier experience preferred, but candidates from an MGA environment may be considered if they have true underwriting authority
- Oil & Gas / Energy underwriting experience is a strong plus
Ideal Candidate
The ideal candidate is an experienced Commercial Lines underwriting leader with deep middle-market Construction expertise who can effectively balance people leadership, technical underwriting, agency relationships, production, and profitability.
This could be a strong fit for a Senior Underwriting Manager, Underwriting Manager, Regional Underwriting Manager, Commercial Lines Manager, or experienced underwriting leader who has managed a team while maintaining responsibility for a substantial middle-market book of business.
Why Consider This Opportunity?
- Leadership responsibility for an established underwriting team
- Competitive $150K to $220K base salary
- Hybrid work arrangement
- Significant involvement in underwriting strategy and portfolio performance
- Opportunity to remain hands-on with complex middle-market risks
- Strong agency relationship and business-development component
- Ability to influence both profitable growth and team development