Job title: Field Underwriter- Commercial Lines ( South Texas)
Job type: Permanent
Emp type: Full-time
Industry: Insurance
Functional Expertise: Underwriter
Location: San Antonio, TX
Job published: 04/30/2026
Job ID: 154004

Job Description

Field Underwriter

Job Summary

Seeking a highly skilled and experienced Field Underwriter to join a team, This role is ideal for a seasoned professional with a strong background in commercial underwriting, advanced risk assessment, and agency relationship management. As a Field Underwriter, you will independently evaluate and underwrite complex and high-value risks, provide consultative support to field underwriters and agency partners, and contribute to strategic initiatives that drive profitability and growth. Weekly travel within a 3–5 hour radius is required, and a company vehicle will be provided.

Compensation Package

  • Salary: Up to $150,000 annually
  • Benefits: Comprehensive benefits package
  • Perks: Company vehicle provided
  • Employment Type: Permanent

Responsibilities

  1. Advanced Underwriting Execution:

    • Independently underwrite and price complex and specialized commercial risks within expanded authority levels.
    • Ensure profitable growth by applying advanced judgment and technical expertise.
  2. Risk Analysis & Technical Consultation:

    • Conduct in-depth risk analysis using financials, loss control reports, industry trends, and predictive data models.
    • Provide consultative guidance to field underwriters and agents on risk mitigation and coverage solutions.
  3. Territory Management:

    • Manage a field underwriting territory focused on new business production.
    • Align underwriting strategy with profitability goals and identify trends to adjust approaches as needed.
  4. Agency Engagement & Strategic Support:

    • Build and maintain strong relationships with key agency partners.
    • Conduct in-person meetings, support complex negotiations, and participate in strategic planning with agencies.
  5. Market Intelligence & Innovation:

    • Monitor market developments, emerging risks, and competitor activity.
    • Provide feedback to influence the evolution of underwriting guidelines, tools, and practices.
  6. Mentorship & Knowledge Sharing:

    • Serve as a technical resource and mentor to field underwriters.
    • Share best practices and support skill development across the team.
  7. Program & Product Expertise:

    • Partner with Territory Managers and Learning & Development teams to conduct product training sessions.
    • Provide feedback on product performance and market fit.

Qualifications/Requirements

  • Bachelor’s degree (advanced designations such as CPCU or ARM are preferred).
  • 6–8+ years of experience in commercial underwriting, particularly with complex risks.
  • Exceptional analytical, consultative, and communication skills.
  • Ability to travel regularly within the assigned territory.
  • Residency in South Texas (San Antonio or Austin areas preferred). Relocation packages are not provided.

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