Contract Surety Underwriting Manager – Orange, CA

Division: Bonds
Location: Orange, CA (Flexible schedule: in‑office + travel within assigned territory)

Essential Job Functions & Responsibilities

• Responsible for low to moderately complex risk selection/rejection, pricing, retention, growth, and profitability within scope of authority and divisional objectives.
• Uses independent judgment and initiative to support business goals.
• Maintains a high level of customer service.
• Receives and analyzes submissions and determines terms to offer (policy limits, credit limits, deductibles, coverage options and conditions, work programs, etc.).
• Prices business in accordance with company guidelines.
• May conduct investigations of new and existing accounts through business owners (banks, owners, creditors, debtors, architects, engineers, criminal record checks, on‑site visits, etc.).
• Assesses risk quality and compliance within company guidelines.
• Orders and analyzes business reports needed for rating and underwriting, including credit checks, bank agreements, financial statements, and underwriting surveys.
• Makes recommendations on risks over authority.
• Enters, maintains, and monitors accounts using underwriting, analysis, and desktop systems.
• Prepares effective internal and external communications on underwriting issues.
• Develops and maintains effective business relationships with internal and external customers/coworkers to attract and retain profitable business.
• Visits producers and principals to retain existing accounts, build and maintain business relationships, and develop new opportunities.
• Interprets, explains, and markets products and services.
• Surveys exposures and supports divisional objectives through field visits.
• Applies underwriting rules and guidelines, rating manual rules, and insurance laws and regulations.
• May provide guidance and assistance to lower‑level associates.
• May have responsibility for staff performance and coaching, including participation in talent selection, development, and performance management.
• Performs other duties as assigned.

Job Requirements

Education:

• Bachelor’s Degree or equivalent experience.
• Preferred Field of Study: Finance, Accounting, or related discipline.

Experience:

• Generally seeking 7+ years of related experience.
• Progression toward professional certifications preferred:
  • Associate in Surety and Fidelity Bonding (AFSB)
  • Certified Public Accountant (CPA)
  • Registered Professional Liability Underwriter (RPLU)

Salary Range

$175,000 – $220,000