Job Description

Personal Lines Product Manager – Property & Casualty Insurance

Job Summary

Seeking a highly skilled and motivated Personal Lines Product Manager to join a growing property and casualty insurance organization. This role focuses on the strategic development, performance, and management of personal insurance products, with a primary emphasis on homeowners insurance. The successful candidate will take ownership of the full product lifecycle, collaborate with senior leadership, and lead a small team to drive product innovation and performance.

Compensation Package

• Base Salary: $115,000–$120,000 annually
• Employment Type: Full-Time, Permanent

Responsibilities

• Oversee the strategy, development, implementation, and performance of personal lines insurance products, with a focus on homeowners insurance.
• Manage the full product lifecycle, including product enhancements, pricing initiatives, rate and form changes, and regulatory filings.
• Analyze product profitability, loss trends, market conditions, and competitive positioning to identify opportunities for improvement.
• Collaborate with actuarial, underwriting, claims, regulatory, technology, and other departments to execute product initiatives.
• Ensure compliance with state regulatory requirements, particularly in Florida, and support state regulatory filings.
• Lead and develop a small team, providing guidance on product priorities, execution, and professional growth.
• Utilize data, reporting, and technology to enhance product decisions, operational efficiency, and portfolio performance.
• Contribute to broader product strategy and organizational growth initiatives.

Qualifications/Requirements

• Proven experience in personal lines property and casualty insurance, ideally with homeowners or residential property products.
• Background in insurance product management, product development, pricing, underwriting, or actuarial analysis.
• Strong understanding of insurance rate and form filings, regulatory requirements, and product profitability.
• Excellent analytical skills with the ability to translate data into actionable business decisions.
• Familiarity with analytical tools such as SQL, Power BI, or similar platforms is a plus.
• Exposure to admitted or excess and surplus insurance markets is advantageous.
• Previous team leadership experience is preferred, though strong individual contributors ready to step into management will also be considered.
• CPCU or other relevant insurance designations are a plus.

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