Job title: P&C Binding Production Underwriter
Job type: Permanent
Emp type: Full-time
Industry: Insurance
Functional Expertise: Underwriter
Location: Charlotte, NC
Job published: 07/20/2026
Job ID: 157495

Job Description

Commercial Lines Production Binding Underwriter

Job Summary

Seeking a highly motivated and experienced Commercial Lines Production Binding Underwriter to join a growing team. This role is focused on new business production and offers an exciting opportunity to build and grow a book of business from the ground up. The ideal candidate will possess strong marketing capabilities, proven sales ability, and a drive to succeed in a competitive environment.

Compensation Package

  • Base Salary: $80,000 – $105,000 (potential to reach $125,000+ for candidates with a significant book of business and strong relationships)
  • Bonus Structure: Commission eligibility begins once the producer generates 2x their base salary in revenue and covers support staff costs.
  • Equity Participation: Opportunity for future equity participation in a privately held company.
  • Comprehensive benefits package, including support for obtaining licensure if required.

Responsibilities

  • Build, maintain, and grow a book of business.
  • Manage agency relationships and serve as the lead client contact.
  • Develop and execute a marketing plan to increase new and renewal business.
  • Rate, quote, and bind each risk to determine acceptability, coverage, and pricing for large or complex renewals and new business.
  • Develop and submit underwriting referrals to company brokerage facilities and management.
  • Monitor key metrics to formulate corrective actions impacting new business hit rates, renewal retention, premium growth, and loss ratios.
  • Lead, train, and develop Assistant and Associate Underwriters or Brokers.

Qualifications/Requirements

  • Education: Bachelor’s degree or equivalent combination of education and experience.
  • Experience: Minimum of 3 years in commercial lines underwriting or brokerage, with excess & surplus experience preferred.
  • Demonstrated proficiency in sales and marketing.
  • Proven organizational skills with strong attention to detail.
  • Interest in continued education and professional development.
  • Insurance license, CPCU, CIC, or comparable designations preferred.

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