The Product Specialist will play a key role in developing commercial insurance products and negotiating their approval with the State Departments of Insurance. This role is crucial in ensuring that commercial insurance policies, coverage parts, state amendatories, endorsements and applications are designed with the right underwriting intent and in a compliant manner. 

MUST HAVE EXPERIENCE:  

• 3+ years of experience in drafting language for commercial insurance forms. Experience with drafting wording for liability insurance products   
• 3+ years of experience in preparing and submitting form, rate and rule filings to the State Departments of Insurance.

Key Responsibilities:

• Draft and revise commercial insurance forms, endorsements, applications, and related documentation.
• Collaborate with internal teams to support product enhancements, updates, and maintenance initiatives.
• Conduct market research and competitive analysis to support product strategy and positioning.
• Prepare and submit form, rate, rule filings to the State Departments of Insurance for multiple insurance products and draft responses to state objections.
• Review and analyze ISO and NCCI circular bulletins to determine and implement product changes in a timely manner. 
• Review and interpret insurance laws and regulations to support compliant product development.
• Assist with implementation activities related to policy forms, rates, and system updates.
• Contribute to process improvement initiatives and support a collaborative, team-oriented environment..

Qualifications:

• Bachelor’s degree in Business, Insurance, Risk Management, or a related field.
• 3+ years of experience in drafting language for commercial insurance forms. Experience with drafting wording for liability insurance products REQUIRED
• 3+ years of experience in reviewing, analyzing and summarizing insurance laws and regulations.
• Experience in preparing and submitting form, rate, rule filings to the State Departments of Insurance.
• Experience reviewing and analyzing ISO and NCCI circular bulletins .
• Prior experience working with insurance related applications such as SERFF, statefilings.com, ISO, NCCI, and Reference Connect is a plus .

 Compensation & Benefits:

• Base salary: $100K–$130K with some flexibility for the right candidate
• Medical/Dental/Vision – effective 1^st day of the following month
• 22 PTO days 
• 11 paid holidays
• 401 (k) w/6% match

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