Job Description

Job Description: Commercial Field Underwriter

Job Summary

Seeking a dedicated and detail-oriented Commercial Field Underwriter to join a dynamic team. In this role, you will be responsible for evaluating and analyzing risk for diverse commercial lines, maintaining long-term client relationships, and ensuring underwriting decisions align with both corporate policies and industry regulations. The ideal candidate will have strong analytical skills, a customer-centric mindset, and the ability to collaborate across departments.

Responsibilities

• Assess and evaluate risks for commercial accounts in accordance with company underwriting guidelines and standards.
• Conduct in-person inspections, assessments, and client meetings to better understand risk exposure and business operations.
• Collaborate with agents, brokers, and clients to gather necessary data and provide exceptional service to policyholders.
• Develop, negotiate, and manage policy terms, conditions, and pricing based on risk analysis and company objectives.
• Monitor market trends and changes in the industry to inform underwriting strategies.
• Ensure compliance with applicable laws, regulations, and company policies in all underwriting activities.
• Work cross-functionally with internal teams such as Claims, Loss Control, and Actuarial to develop comprehensive risk solutions.
• Build and maintain strong relationships with external and internal stakeholders.
• Deliver training or mentor junior underwriters or team members as needed.

Qualifications/Requirements

• Proven experience as an underwriter, preferably in commercial lines underwriting or field underwriting roles.
• Strong knowledge of underwriting principles, guidelines, and local insurance regulations.
• Bachelor's degree in Business Administration, Finance, Economics, or a related field (or equivalent work experience).
• Analytical and critical thinking skills with a keen attention to detail.
• Excellent communication and interpersonal skills to engage with clients and internal teams effectively.
• Proficiency in relevant software tools and underwriting systems.
• Ability to travel as required for on-site evaluations and client interactions.

Compensation Package

• Compensation: Between $105K-$138K (based on experience).
• Competitive benefits package, paid time off, professional development opportunities, etc.

Disclaimer: Please note that this job description may not cover all duties, responsibilities, or aspects of the role, and it is subject to modification at the employer's discretion.

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