Chief Underwriting Officer

Job Summary

Seeking an experienced and visionary Chief Underwriting Officer (CUO) to oversee all underwriting activities, develop robust underwriting strategies, and ensure profitability while managing risk. This executive leadership role requires proven expertise in underwriting across diverse portfolios, innovation, and the ability to cultivate a collaborative environment. The CUO will shape underwriting practices to align with long-term organizational goals.

Responsibilities

• Develop and implement underwriting policies, strategies, and standards to ensure profitability and compliance with regulatory requirements.
• Lead, mentor, and inspire a team of underwriters, fostering a culture of collaboration and growth.
• Analyze data and market trends to inform strategic decision-making and adjust underwriting guidelines as necessary.
• Collaborate with the executive team to design and execute business strategies that align with organizational objectives.
• Assess underwriting performance and manage risk exposures to optimize portfolio quality and profitability.
• Establish and continuously improve operational processes to enhance efficiency and accuracy.
• Build and maintain strong relationships with key stakeholders, including brokers, reinsurers, and regulators.
• Ensure compliance with all relevant legal, financial, and ethical standards.

Qualifications/Requirements

• Bachelor’s degree in finance, business, insurance, or a related field; an advanced degree or relevant professional certification (e.g., CPCU, ARM) is highly preferred.
• Extensive experience in underwriting leadership roles, with a track record of managing diverse teams and portfolios.
• Demonstrated expertise in risk assessment, reinsurance structures, and profitability management.
• Outstanding analytical, decision-making, and problem-solving abilities.
• Exceptional interpersonal and leadership skills, with an ability to cultivate collaboration.
• Strong communication and negotiation skills, with the ability to build trust with various stakeholders.
• Proficiency in leveraging technology and data analytics to refine underwriting practices and inform strategy.
• Deep knowledge of regulatory and compliance frameworks within the insurance industry.

Disclaimer: Please note that this job description may not cover all duties, responsibilities, or aspects of the role, and it is subject to modification at the employer's discretion.

Associate Managing Director

Job Summary

Seeking a dynamic and forward-thinking leader to drive strong and sustainable growth. As the Associate Managing Director, you will lead, develop, and oversee the overall performance. This role is pivotal in shaping the strategic direction and profitability of multiple underwriting books while managing an individual binding production portfolio. With a balanced focus on leadership and production underwriting, you will dedicate approximately 50% of your time to management responsibilities and 50% to production underwriting and client management.

Compensation Package

• Competitive Compensation: Base salary with bonus earning potential.
• Work-Life Balance: Flexible and hybrid work options.
• Professional Development: Employer-paid continuing education, certifications, designations, and licenses.
• Health & Welfare Benefits: Comprehensive medical, vision, and dental coverage.

Responsibilities

• Lead and manage the Charleston office team, including underwriters, broker producers, and support staff.
• Drive the dynamic growth of a highly successful and consistently profitable company.
• Oversee team performance management, including training, mentoring, and talent retention.
• Attract and retain top talent through effective hiring and promotion strategies.
• Define and implement successful sales and marketing strategies.
• Build and maintain strong relationships with retail agents and underwriter/broker producers.
• Manage the office's Profit & Loss and ensure alignment with corporate goals.
• Partner with corporate headquarters to ensure seamless operations and support.
• Supervise adherence to underwriting guidelines, corporate policies, and compliance standards.
• Oversee office operations, ensuring consistency and quality in processes such as new business opportunities, renewals, marketing, training, and staffing.
• Build, maintain, and grow a book of business in either Commercial or Personal Lines.
• Rate, quote, and bind risks to determine acceptability, coverage, and pricing for large or complex renewals and new business.

Qualifications/Requirements

• Bachelor’s degree or equivalent combination of education and experience.
• Minimum of 3 years of experience as a sales team leader, including direct management experience.
• At least 5 years of multi-line underwriting/production experience, with excess & surplus experience preferred.
• Demonstrated ability to lead, influence, and motivate a team.
• Proven ability to develop and manage strong relationships with clients, carriers, and third parties.
• Proficiency in sales and marketing strategies.
• Strong organizational skills with exceptional attention to detail.
• Insurance license, CPCU, CIC, or comparable designations preferred.

#LI-JB1

Contract Surety Bonds Underwriting Manager 

Job Summary

Seeking an experienced and dynamic Contract Surety Bonds Underwriting Manager to lead underwriting operations. This role involves managing portfolio profitability, driving branch growth, and providing leadership and development to a team of underwriters.

Compensation Package

• Base Salary: $160,000 - $225,000
• Bonus Opportunity: Competitive performance-based incentives
• Benefits Include:
  • Comprehensive medical, dental, and vision coverage
  • Career development and advancement opportunities
  • Additional employee benefits

Responsibilities

• Analyze financial statements, bank agreements, credit reports, and other underwriting information to assess risk.
• Oversee branch profitability, retention, growth, and underwriting results.
• Evaluate and approve surety credit decisions, including terms and conditions.
• Provide guidance and review underwriting decisions made by team members.
• Develop and maintain strategic relationships with agents, contractors, and other stakeholders.
• Lead, coach, and develop underwriting staff to achieve individual and team goals.
• Deliver exceptional customer service while maintaining underwriting discipline.
• Make timely underwriting decisions with a high degree of integrity and accountability.
• Travel throughout the New England territory to build and maintain relationships.

Qualifications/Requirements

• Education: Bachelor’s Degree or equivalent experience (Finance, Accounting, or related discipline preferred).
• Experience:
  • Minimum of 7 years in surety underwriting or a related field.
  • Prior leadership, mentoring, or management experience preferred.
• Skills:
  • Strong financial analysis and credit assessment capabilities.
  • Experience reviewing contractor financials and evaluating contract surety risks.
  • Excellent communication, relationship-building, and organizational skills.
• Certifications: Professional designations such as AFSB, CPA, and/or RPLU are preferred.

#LI-JJ1

Contract Surety Bonds Underwriting Manager 

Job Summary

Seeking an experienced and dynamic Contract Surety Bonds Underwriting Manager to lead underwriting operations. This role involves managing portfolio profitability, driving branch growth, and providing leadership and development to a team of underwriters.

Compensation Package

• Base Salary: $160,000 - $225,000
• Bonus Opportunity: Competitive performance-based incentives
• Benefits Include:
  • Comprehensive medical, dental, and vision coverage
  • Career development and advancement opportunities
  • Additional employee benefits

Responsibilities

• Analyze financial statements, bank agreements, credit reports, and other underwriting information to assess risk.
• Oversee branch profitability, retention, growth, and underwriting results.
• Evaluate and approve surety credit decisions, including terms and conditions.
• Provide guidance and review underwriting decisions made by team members.
• Develop and maintain strategic relationships with agents, contractors, and other stakeholders.
• Lead, coach, and develop underwriting staff to achieve individual and team goals.
• Deliver exceptional customer service while maintaining underwriting discipline.
• Make timely underwriting decisions with a high degree of integrity and accountability.
• Travel throughout the New England territory to build and maintain relationships.

Qualifications/Requirements

• Education: Bachelor’s Degree or equivalent experience (Finance, Accounting, or related discipline preferred).
• Experience:
  • Minimum of 7 years in surety underwriting or a related field.
  • Prior leadership, mentoring, or management experience preferred.
• Skills:
  • Strong financial analysis and credit assessment capabilities.
  • Experience reviewing contractor financials and evaluating contract surety risks.
  • Excellent communication, relationship-building, and organizational skills.
• Certifications: Professional designations such as AFSB, CPA, and/or RPLU are preferred.

#LI-JJ1

Contract Surety Bonds Underwriting Manager – New England

Job Summary

Seeking an experienced and dynamic Contract Surety Bonds Underwriting Manager to lead underwriting operations. This role involves managing portfolio profitability, driving branch growth, and providing leadership and development to a team of underwriters.

Compensation Package

• Base Salary: $160,000 - $225,000
• Bonus Opportunity: Competitive performance-based incentives
• Benefits Include:
  • Comprehensive medical, dental, and vision coverage
  • Career development and advancement opportunities
  • Additional employee benefits

Responsibilities

• Analyze financial statements, bank agreements, credit reports, and other underwriting information to assess risk.
• Oversee branch profitability, retention, growth, and underwriting results.
• Evaluate and approve surety credit decisions, including terms and conditions.
• Provide guidance and review underwriting decisions made by team members.
• Develop and maintain strategic relationships with agents, contractors, and other stakeholders.
• Lead, coach, and develop underwriting staff to achieve individual and team goals.
• Deliver exceptional customer service while maintaining underwriting discipline.
• Make timely underwriting decisions with a high degree of integrity and accountability.
• Travel throughout the New England territory to build and maintain relationships.

Qualifications/Requirements

• Education: Bachelor’s Degree or equivalent experience (Finance, Accounting, or related discipline preferred).
• Experience:
  • Minimum of 7 years in surety underwriting or a related field.
  • Prior leadership, mentoring, or management experience preferred.
• Skills:
  • Strong financial analysis and credit assessment capabilities.
  • Experience reviewing contractor financials and evaluating contract surety risks.
  • Excellent communication, relationship-building, and organizational skills.
• Certifications: Professional designations such as AFSB, CPA, and/or RPLU are preferred.

#LI-JJ1

#LI-RM10 

#Hybrid

INDTJG-ST

Senior Underwriting Manager & Underwriting Manager

Job Summary

Seeking a highly skilled and experienced Senior Underwriting Manager & Underwriting Manager to lead and manage underwriting operations. This role is pivotal in driving premium growth, maintaining profitability, and fostering strong agency relationships. The ideal candidate will bring a robust background in commercial lines underwriting, leadership experience, and a strategic mindset to contribute to the success of our underwriting team and overall business objectives. This is a hybrid position requiring in-office presence three days per week.

Compensation Package

• Base Salary: $110,000 – $185,000 (flexible for strong candidates)
• Bonus: Approximately 15% annual performance bonus
• Comprehensive benefits package, including health insurance, and paid time off.

Responsibilities

• Lead and manage underwriting operations for the Dallas branch, aligning with regional leadership on strategy and execution.
• Oversee a team of approximately 7–8 underwriting staff, ensuring quality, productivity, and adherence to underwriting guidelines.
• Contribute to and execute the branch business plan, focusing on premium growth and profitability targets.
• Underwrite large, complex, or unusual risks as needed.
• Develop and manage agency relationships, including appointments, performance evaluations, and growth strategies.
• Drive production through agency engagement, territory development, and business planning.
• Monitor and manage loss ratios, sales goals, and overall portfolio performance for a ~$150M book of business.
• Conduct underwriting file reviews to ensure compliance with company and regulatory standards.
• Recruit, train, mentor, and evaluate underwriting staff to build a high-performing team.
• Collaborate with claims, risk control, and leadership teams to support overall business objectives.
• Travel as needed for agency visits, meetings, and relationship development.

Qualifications/Requirements

• 5–7+ years of commercial lines underwriting experience (more experience preferred for senior-level candidates).
• Proven leadership and management experience, with a strong preference for candidates with team oversight responsibilities.
• Extensive field underwriting experience, particularly in:
  • Construction (required; must be true middle market, not small artisan).
  • Oil & Gas / Energy (highly preferred).
• Experience handling large commercial/middle market accounts with an average premium of ~$400K–$500K.
• Demonstrated expertise in agency management, production, and business development.
• Deep understanding of ISO forms, pricing, and coverage analysis.
• Proven ability to balance profitability and growth within a territory.
• Open to candidates from carrier or MGA backgrounds with true underwriting authority.
• Preferred experience with companies such as Travelers, Liberty Mutual, FCCI, Chubb, or Central.

#LI-JJ1

Healthcare Underwriting Supervisor

Job Summary

Seeking a Healthcare Underwriting Supervisor to join a team and support the management of the healthcare program underwriting operations. This role is pivotal in ensuring the profitability and quality of the insurance programs while fostering strong relationships with producers and internal teams. The Healthcare Underwriting Supervisor will oversee underwriting staff, provide training and guidance, and ensure adherence to underwriting guidelines.

Compensation Package

• Salary: $149,500 annually
• Benefits: Competitive benefits package, paid time off, professional development opportunities, etc.

Responsibilities

• Manage the daily underwriting of the property and casualty book of business within delegated authority, ensuring adherence to underwriting guidelines and appropriate risk selection and pricing.
• Oversee underwriting activities through internal referrals, file reviews, and periodic audits.
• Supervise and guide underwriting staff, including performance evaluations, training, and professional development.
• Review and approve new business submissions, exception renewals, and transactions exceeding underwriters' authority.
• Monitor rate targets, pricing standards, risk control, and claims activities within the assigned territory or book of business.
• Collaborate with the Program Manager to establish and communicate underwriting philosophies and systems.
• Build and maintain strong relationships with agency distributors and internal teams.
• Represent the company at agent meetings, conventions, and trade shows as needed.
• Assist in recruiting and onboarding new underwriting associates.
• Prepare and submit management reports and participate in special projects as assigned.

Qualifications/Requirements

• Education: Bachelor’s degree in insurance, business, or a related field preferred, or equivalent industry-related experience.
• Certifications: AU, CPCU, ARM designation, or comparable higher insurance education (attained or in progress).
• Experience:
  • Minimum of 5 years of commercial lines underwriting or related experience in an insurance company or agency.
  • Prior supervisory experience required.
• Licensing: Must have or obtain a property-casualty license within 3 months of hire and maintain it.
• Skills:
  • Strong understanding of underwriting authority, rules, risk selection, and pricing.
  • Proficiency in Microsoft Office applications, including Word and Excel.
  • Excellent written and verbal communication skills.
  • Leadership and coaching abilities with a focus on team development.
  • Strong organizational skills and the ability to prioritize tasks effectively.
  • Ability to build and maintain relationships with agency distributors and internal teams.
  • Analytical and mathematical skills to assess risk and pricing.
  • Ability to work independently and as part of a team.

#LI-ML2

Branch Manager

Job Summary

Seeking a highly motivated and experienced Branch Manager to lead and oversee operations. This role is pivotal in managing a well-established book of business, mentoring a dedicated team, and driving growth within the commercial lines sector. The ideal candidate will have a strong background in underwriting, management, and binding authority, with a proven track record in leadership and business development.

Compensation Package

• Base Salary: Starting at $100,000+ annually, commensurate with experience.
• Benefits: Comprehensive benefits package, including 401(k) plan.
• Work Environment: Primarily in-office with occasional travel (approximately once a month) to meet with agents, focusing on Louisiana-based business.

Responsibilities

• Oversee and manage a book of business valued at $18M-$20M, consisting of 80% binding and 20% brokerage accounts.
• Lead, coach, and mentor a team including underwriters, personal lines staff, and support staff.
• Act as the primary point of contact between the underwriting team and senior leadership.
• Provide guidance on markets, coverages, and underwriting decisions.
• Collaborate with the team to ensure the growth and profitability of the branch.
• Build and maintain strong relationships with agents and clients.
• Occasionally travel to meet with agents and foster business relationships.

Qualifications/Requirements

• 5-7 years of experience in a production role, with a background in binding, MGA, and small to mid-size accounts.
• Proven experience in management or informal leadership roles, with the ability to coach and develop a team.
• Strong knowledge of commercial lines, including property and casualty insurance.
• Exceptional communication, organizational, and problem-solving skills.
• Ability to work effectively in a fast-paced, team-oriented environment.
• A results-driven mindset with a focus on achieving business growth and operational excellence.

#LI-RM10