Commercial Lines Product Manager

Lead the development of new commercial lines programs in a highly technical, hands-on role, responsible for creating, enhancing, and implementing comprehensive insurance products that meet market needs and drive business growth. Identify target market segments and perform industry and competitor analysis, translating business objectives into product strategies and roadmaps from concept through program delivery for production. Oversee all aspects of multistate product development, including pricing, coverage, rules, and guidelines, ensuring compliance with state laws and regulations in each state where the programs are offered.

Salary:  $125K - $140K

Location:  Sarasota, FL

Schedule:  On-site

• Lead the product development process to create initial rate, rule, and form filings for new products as assigned by department leadership.
• Gather and incorporate input from Sales, Risk Management, Actuarial, Underwriting, Claims, and Systems. Ensure Legal and Regulatory Compliance throughout the product development process to properly address needs and concerns, resulting in comprehensive products that generate consistent profit while meeting market demands.
• Manage the filing processes for all new programs by coordinating, compiling, and submitting responses to regulator inquiries and requests for information on filings within established timeframes.
• Communicate details of new product filings to relevant internal departments as needed, including providing programming requirements for implementing new programs into the front- and back-end policy administration systems.
• Develop requirements for data reports needed to monitor program trends and key performance indicators, and collaborate with the Reporting team to collect data from all relevant systems. Ensure that the data remains accurate throughout the life of the reports.
• Use advanced data collection and analysis skills to assess how effectively program initiatives meet their stated goals.
• Responsible for validating system programming before and after promotion related to new product launches to ensure system processes match the programming requirements. This applies to all assigned programs across all Policy Administration Systems used to produce applications and policies in the designated states.
• Responsible for developing programming requirements with sufficient detail to efficiently generate the data elements needed for proper evaluation of pricing, segmentation, overall program results, financial reporting, statistical reporting, and to support regulatory data call requirements for assigned states.
• Assist with onboarding and technical development of department staff.
• Stay informed about emerging trends in P&C insurance and share knowledge with the wider product and business teams.
• Some travel might be needed.

 Education and Experience:

• Bachelor’s degree in business or related discipline.
• Five years of experience in commercial lines product management within the insurance industry required.
• Strong familiarity with ISO rules, forms, and regulatory filing processes, along with experience analyzing competitor filings and market data, is highly preferred.
• Deep understanding of the P&C insurance industry, especially commercial lines, along with recent and comprehensive product development experience, and a proven track record of delivering successful programs that meet or exceed ROI expectations.
• Strong ability to analyze data and identify trends. Experience with advanced data creation and analysis is highly preferred.
• Ability to create and implement product strategies.
• Excellent written and verbal communication skills, including the ability to convey complex information clearly.
• Ability to lead cross-functional teams and influence stakeholders.
• Understanding business principles and market dynamics.
• Experience with development and submission of filing via SERFF and IRFS.
• Experience and proficiency in working in a fast-paced environment, managing multiple projects simultaneously to deliver new programs accurately, on time, and within budget.
• Proficiency in Microsoft Suite, including but not limited to Excel, Word, Access, Outlook, and PowerPoint.

Licenses and/or Certifications:

• CPCU or similar insurance certification preferred

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Safety Specialist

Job Summary

Seeking a dedicated and knowledgeable Safety Specialist to join a team. This role involves traveling to client locations to conduct safety inspections, identify workplace hazards, and provide recommendations for compliance. The ideal candidate will have a strong understanding of OSHA regulations, experience in safety training, and the ability to develop and implement safety programs. This position offers the opportunity to work in a dynamic environment, collaborating with various stakeholders to ensure workplace safety and compliance.

Compensation Package

• Competitive salary based on experience and qualifications
• Comprehensive benefits package, including health, dental, and vision insurance
• Paid time off and holidays
• Opportunities for professional development and certification

Responsibilities

• Conduct safety inspections of worksites and facilities, ensuring compliance with OSHA 1926 and 1910 regulations.
• Identify workplace hazards and provide detailed recommendations for compliance and mitigation.
• Develop and implement safety programs and site-specific safety manuals.
• Conduct safety training sessions for client employees, including topics such as forklift safety, aerial lift safety, and hazard communication.
• Interact with general contractors and governmental agencies to discuss and address safety protocols.
• Provide support in creating and maintaining safety documentation and manuals.
• Travel within New York State (50-75%) to client locations, including Long Island, the Five Boroughs, and Westchester areas.

Qualifications/Requirements

• In-depth knowledge of OSHA 1926 and 1910 regulations (all subparts).
• Certification in forklift safety training, aerial lift safety training, and boom safety training is highly desirable.
• OSHA-certified trainer and NYS CR-59 certification preferred (or willingness to obtain certification during employment).
• Self-motivated and proactive in identifying problems and developing effective solutions.
• Strong business acumen with excellent communication skills to interact with all levels of management.
• Ability to work independently and collaboratively in a team-oriented environment.
• Willingness and ability to travel extensively within New York State.

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About the Company

Our client is a well-established national insurance carrier known for its innovative products, financial stability, and customer-first approach. They are seeking a Director of Product Development to lead the design, enhancement, and execution of new and existing insurance products that drive growth and profitability across multiple lines of business.

Compensation:

• $150,000 - $170,000/year base salary plus annual performance bonus.
• Comprehensive health, dental, and vision coverage.
• 401(k) with company match and profit-sharing plan.
• Generous PTO and remote work flexibility.

Responsibilities: 

• Lead the strategic development and management of insurance products across assigned lines of business.
• Conduct competitive and market analysis to identify opportunities for new products or enhancements.
• Partner with underwriting and actuarial teams on pricing strategies, profitability analysis, and risk assessment.
• Ensure product filings meet regulatory and compliance requirements in all jurisdictions.
• Oversee the product development roadmap and manage projects from concept to rollout.
• Monitor product performance, analyzing trends to optimize pricing, coverage, and profitability.
• Collaborate with marketing and distribution teams to support sales growth and product adoption.
• Manage and mentor a team of product analysts and managers to support development initiatives.

Requirements:

• Bachelor’s degree required; MBA or advanced degree preferred.
• 8+ years of experience in insurance product management or product development (P&C preferred).
• Strong understanding of product design, pricing, underwriting, and regulatory processes.
• Proven success developing and launching insurance products in a carrier environment.
• Exceptional communication, leadership, and project management skills.
• Demonstrated ability to work cross-functionally and drive strategic initiatives.

Disclaimer: Please note that this job description may not cover all duties, responsibilities, or aspects of the role, and it is subject to modification at the employer's discretion.

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