Director of Risk Management

Job Summary

The Director of Risk Management is responsible for developing and executing an integrated risk strategy that protects the organization’s people, assets, and financial performance across all business lines including development, construction, investment, and property management. This role leads a proactive, collaborative approach to risk identification, assessment, management, and mitigation, partnering closely with departments across the organization. Key focus areas include employee and visitor safety, protection of physical and financial assets, continuity of operations, loss control, and the administration of all operational and development-related property and casualty insurance programs.

Responsibilities

• Manage all insurance programs including OCIP, general liability, builder’s risk, property, cyber, D&O, bonds, and related coverage.
• Oversee insurance marketing, applications, renewals, and negotiations in coordination with brokers and carriers.
• Serve as the primary liaison to brokers, carriers, underwriters, claims adjusters, attorneys, and external partners.
• Review coverage for adequacy, evaluate cost/budget impacts, and recommend enhancements or additional lines of coverage.
• Develop and maintain standards for indemnification, hold harmless agreements, and insurance requirements.
• Evaluate risk transfer versus retention options and explore alternative funding mechanisms.
• Maintain all insurance policies including endorsements and additions.
• Oversee the Certificate of Insurance (COI) process, ensuring accuracy and compliance with required language and limits.
• Monitor industry and organizational changes to ensure coverage remains appropriate and comprehensive.
• Review acquisitions for loss trends, risk issues, and proper insurance structure.
• Partner with internal stakeholders and brokers to develop insurance budgets for operational assets and development projects.
• Provide consultative risk guidance to departments to support operations while reducing exposure.
• Meet with teams to identify risks, analyze historical loss trends, and develop mitigation strategies.
• Assist with contract reviews including insurance requirements and releases.
• Create and deliver risk awareness and safety training for employees and leadership.
• Lead business continuity planning, conduct related training, and update plans as organizational needs evolve.
• Advise on liability concerns including employment practices, injuries, and property damage.
• Conduct investigations into incidents and loss control matters.
• Work with internal leadership and legal counsel to strengthen policies and procedures that reduce risk.
• Monitor industry trends and engage with peer organizations to assess emerging exposures.
• Coordinate with public agencies and support site visits as required.
• Submit claims and notify carriers according to policy requirements.
• Conduct claim investigations, site visits, and interviews to ensure accurate reporting and identify corrective measures.
• Collaborate with legal counsel on claim defense and settlement efforts.
• Participate in Workers Compensation claim reviews and work with HR to identify trends and reduce preventable injuries.
• Represent the organization in mediations, arbitrations, and other pre-trial activities.
• Support pre-litigation investigations and construction or tenant-related claims.
• Review and negotiate insurance-related lender requirements for operational and development assets.
• Ensure compliance with loan covenants and collaborate with internal partners on documentation.
• Coordinate with Procurement to confirm vendor compliance with required limits and endorsements.
• Maintain the roster of authorized drivers and ensure timely processing of motor vehicle reports.
• Provide staff guidance on risk management processes, requirements, and procedures.
• Address inquiries regarding insurance and risk programs and communicate effectively across the organization.
• Work with Finance to ensure timely and accurate premium coding and payment.

Qualifications / Requirements

• Bachelor’s degree required.
• Minimum of 10 years of experience in risk management, insurance, or a related field, preferably within real estate or construction.
• Strong negotiation and analytical capabilities.
• Demonstrated commitment to customer service with excellent interpersonal skills.
• Exceptional written and verbal communication skills.
• Experience with insurance, finance, legal concepts, loss control, claims management, and risk information systems.
• Professional designations such as CPCU or ARM preferred.
• Strong ability to communicate clearly and concisely in both written and verbal forms.
• Working knowledge of risk management principles, insurance practices, workers compensation, and loss control.
• Proficiency in Microsoft Office applications including databases and spreadsheets.
• Ability to analyze financial, technical, and incident data and recommend corrective actions.
• Experience delivering training to employees at various levels.
• Understanding of emergency management and business continuity practices.

#LI-JL1

Risk Manager – Outsourced Risk Management

Job Summary

Seeking an experienced and professional Risk Manager to join a team. The successful candidate will play a pivotal role in overseeing and managing the clients' comprehensive insurance and risk management programs. This position is remote, with occasional travel required, and offers an exciting opportunity to work with large accounts in the Real Estate and Construction sectors.

Compensation Package

• Salary: $150,000 - $170,000 annually
• 401(k): Employer match up to 6%
• Benefits: Comprehensive benefits package provided
• Work Environment: Fully remote with necessary equipment provided
• Travel: Occasional travel required, up to two in-person meetings in Denver per year

Responsibilities

As a Risk Manager, your key responsibilities will include:

• Managing and driving clients' risk management programs.
• Acting as a strategic consultant to internal partners across U.S. offices.
• Reviewing and analyzing the effectiveness of loss management programs, including coverage and cost reduction strategies.
• Collaborating with brokerage services to assess risk finance and purchasing opportunities.
• Developing and implementing reporting protocols for risk mitigation programs and cost analysis.
• Conducting risk assessments and analyzing documentation, statistics, reports, and market trends.
• Reviewing and improving risk management policies and protocols.
• Analyzing metrics and data to identify potential risks, including fraudulent behavior.
• Drafting and presenting risk reports and proposals to executive leadership.
• Recommending and implementing risk management solutions such as insurance policies, safety protocols, and business continuity plans.
• Managing claims and loss control activities.
• Representing clients in the insurance market and managing third-party vendor relationships.
• Reviewing and negotiating insurance provisions in contracts with input from legal teams.
• Responding to Certificate-of-Insurance requests and general insurance inquiries.
• Coordinating the administration of insurance, including exposure collection, insurer presentations, and preparation of insurance budgets.

Qualifications/Requirements

• A minimum of 10 years of experience in internal risk management, preferably within non-insurance companies.
• Strong background in managing risk for Real Estate and Construction accounts.
• Professional demeanor and excellent communication skills.
• Preferred certifications: CIC, Certified in Safety Professional, ASP, ARM, or CRIS.
• Proven ability to analyze and improve risk management policies and programs.
• Experience in managing claims, loss control activities, and insurance provisions in contracts.
• Strong analytical skills with the ability to interpret data and present findings effectively.
• Ability to work independently in a remote environment and travel as required.
• Successful completion of a background check is required prior to the start date.

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About the Role:

We are seeking an experienced Commercial Agribusiness Underwriter to join our insurance carrier client's underwriting team. This role is responsible for evaluating, pricing, and underwriting a diverse book of agribusiness risks, including farms, ranches, growers, processors, and related commercial agricultural operations. The ideal candidate brings strong technical underwriting knowledge, a deep understanding of the agricultural marketplace, and proven success building profitable agency relationships.

Compensation:

• $90,000 - $115,000/year
• Annual bonus potential
• Strong benefits package (medical, dental, vision, 401k)
• Opportunities for career advancement and professional development
• Collaborative culture and support from experienced leadership
• Impactful role in shaping and expanding the agribusiness underwriting portfolio

Requirements:

• 5+ years of Commercial P&C underwriting experience, with at least 2 years focused in agribusiness, farm/ranch, or agricultural commercial risk.
• Strong technical knowledge of property, liability, inland marine, commercial auto, and umbrella lines.
• Experience underwriting complex agricultural operations such as food processing, livestock operations, crop-related risks, and equipment-heavy exposures.
• Demonstrated ability to analyze financial statements, loss runs, exposures, and risk reports.
• Proven track record of working effectively with independent agencies.
• Excellent communication, negotiation, and relationship-building skills.
• Professional designations (AU, AFIS, CPCU, or ARM) preferred.
• Bachelor’s degree or equivalent industry experience.

Responsibilities:

1. Evaluate, analyze, and underwrite new and renewal commercial agribusiness submissions in accordance with company guidelines.
2. Assess risk characteristics including property, liability, farm operations, commercial auto, equipment, and specialty agricultural exposures.
3. Determine appropriate pricing, coverage terms, and conditions to achieve profitability and growth targets.
4. Manage and grow a designated agency territory through effective communication, relationship management, and business development.
5. Provide consultative underwriting expertise to agents, brokers, and internal partners.
6. Conduct periodic portfolio reviews to ensure rate adequacy and underwriting discipline.
7. Collaborate with Loss Control, Claims, Product, and Actuarial teams to improve underwriting strategies and product performance.
8. Maintain accurate documentation, file notes, and workflow activity within underwriting systems.
9. Stay current with industry trends, regulatory changes, and emerging agribusiness risks.

#LI-MW1

VP, Commercial Lines

Job Summary

Looking for a highly skilled Vice President, Commercial Lines. This role supports customers and the brokerage team by providing exceptional customer service and acting as a broker representing the buyer. 

Salary

• $150,000 to $175,000+/year 
• Comprehensive benefits package

Job Description

• Strong Underwriting, Finance, or Legal background preferred.
• Lead and direct a dedicated team to ensure seamless service.
• Assist clients with navigating their options and making informed coverage decisions.
• Spearhead marketing initiatives.
• Develop and execute underwriting strategies to achieve profitability, growth, and portfolio management objectives.
• Manage and mentor underwriting staff, ensuring technical excellence and adherence to company standards.
• Collaborate with actuarial, claims, legal, and distribution partners to design innovative risk solutions for clients and brokers.
• Build and maintain strong relationships with brokers, clients, and industry partners.
• Monitor market trends, regulatory developments, and emerging risks to inform underwriting decisions.
• Provide authority guidance, referrals, and support for complex underwriting decisions.

Requirements

• Bachelor’s degree and advanced degree (JD, CPA, MBA) required.
• Minimum of 7-10 years of professional experience, with insurance industry experience a plus.
• Superior Communication skills, attention to detail
• Comfort negotiating directly with underwriters
• Superior skills with MS Office, specifically MS Excel

Disclaimer: Please note that this job description may not cover all duties, responsibilities, or aspects of the role, and it is subject to modification at the employer's discretion. 

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